Wiki User
∙ 2008-09-23 13:32:16If the insured driver is At Fault then most likely his/hers insurance will be responsible. There is a fine line when it comes to a situation like this especially if you live in a no fault state. The only true way to know the answer is to talk to an insurance company/agent.
Wiki User
∙ 2008-09-23 13:32:16Assuming the stolen car was insured, the stolen cars insurance would be responsible. If the stolen car was not insured, the driver, if located would be responsible. If not located then the owner would probably be held responsible. Hopefully the struck vehicle is insured for "uninsured motorist" coverage. Filing the report after the accident would document the theft, but not neccesarily clear the owner of responsibility.
The following are some benefits of having a Direct Line car insurance; Uninsured driver promise benefits, which means if the beneficiary was hit by the uninsured driver he or she receive will be a comprehensive car cover also known as excess cover. No claim discount and vandalism protection are another benefits of having a Direct Line car insurance.
Yes, but they will not insure YOU as the driver.Your car should allways be insured for Teft, fire Vandalisum.If you are going to have a friend or relitive drive it that driver will need to be the Driver on the policy.
Is car insurance still valid on a persons car if the insured person has died
Only the driver. When there are 2 names on the title, it's usually because someone helped cosign.
Comprehensive coverage does not apply to the driving of a car. It should be covered.
P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.
If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.
It is important to understand the insurance policy that is purchased on a drivers car. The only way that an uninsured driver is covered in an insured car is id the owner of the car has that in their policy.
If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.
Who owns the uninsured car? It will depend on your state, but if you were driving a car you own but did not insure you may have to pay for the repairs yourself - and in some states, if you have no insurance on the car you're driving, you may get to repair the other guy's car too even if it was his fault. If it was his fault, some states will require him or his insurance if he has it, to fix your car.
This would require more information to answer.
You could drive the car with the owners permission only.
Some states are different, but in Michigan, the company who insured the car is responsible. They can then go after the uninsured driver Some states are different, but in Michigan the company who insured the car is responsible. They can then go after the driver .
Only if the driver was responsible and only for his liability
The Driver "and" the Vehicle Owner are both jointly and severally liable for all damages. She should contact her Insurance Agent for advice as to whether or not the Auto Insurance Policy will provide coverage for the unlicensed driver