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If the insured driver is At Fault then most likely his/hers insurance will be responsible. There is a fine line when it comes to a situation like this especially if you live in a no fault state. The only true way to know the answer is to talk to an insurance company/agent.

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βˆ™ 2008-09-23 13:32:16
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Q: An uninsured driver is hit by an insured driver who pays for the uninsured car?
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If a stolen car hit a parked car can the stolen cars owner not be held responsible even if a police report for the stolen car was placed after the hit and run was filled?

Assuming the stolen car was insured, the stolen cars insurance would be responsible. If the stolen car was not insured, the driver, if located would be responsible. If not located then the owner would probably be held responsible. Hopefully the struck vehicle is insured for "uninsured motorist" coverage. Filing the report after the accident would document the theft, but not neccesarily clear the owner of responsibility.


What are some benefits of having a Direct Line car insurance?

The following are some benefits of having a Direct Line car insurance; Uninsured driver promise benefits, which means if the beneficiary was hit by the uninsured driver he or she receive will be a comprehensive car cover also known as excess cover. No claim discount and vandalism protection are another benefits of having a Direct Line car insurance.


Can you insure your car after you surrened your lisense?

Yes, but they will not insure YOU as the driver.Your car should allways be insured for Teft, fire Vandalisum.If you are going to have a friend or relitive drive it that driver will need to be the Driver on the policy.


Is car insurance still valid when the insured dies?

Is car insurance still valid on a persons car if the insured person has died


If a car title lists two names do both people need to be insured if there is only one driver?

Only the driver. When there are 2 names on the title, it's usually because someone helped cosign.

Related questions

Does insurance pays for a comprehensive insured car driven by an uninsured driver?

Comprehensive coverage does not apply to the driving of a car. It should be covered.


What happens when an uninsured driver driving an insured car got hit by an insured driver?

P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.


If an uninsured driver wrecks the car of an insured driver is the uninsured driver still responsible?

If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.


If an uninsured driver of an insured driver's car has an accident caused by another driver what will happen to the uninsured drivers license?

If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.


Uninsured licensed driver uses my insured car. has an accident are they covered?

It is important to understand the insurance policy that is purchased on a drivers car. The only way that an uninsured driver is covered in an insured car is id the owner of the car has that in their policy.


Uninsured driver driving insured car is he covered?

If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.


You are an insured driver but you were driving and uninsured car and was hit by an uninsured driver so who pays for the damage to the car you were driving?

Who owns the uninsured car? It will depend on your state, but if you were driving a car you own but did not insure you may have to pay for the repairs yourself - and in some states, if you have no insurance on the car you're driving, you may get to repair the other guy's car too even if it was his fault. If it was his fault, some states will require him or his insurance if he has it, to fix your car.


What is covered if an insured driver gets into an accident in an uninsured car?

This would require more information to answer.


Can a uninsured licensed driver drive an insured drivers car?

You could drive the car with the owners permission only.


In the state of Texas If an uninsured person driving a borrowed car causes an auto accident does the driver or the owner of the car pay for the accident?

Some states are different, but in Michigan, the company who insured the car is responsible. They can then go after the uninsured driver Some states are different, but in Michigan the company who insured the car is responsible. They can then go after the driver .


If an insured driver was driving your uninsured car would their insurance cover an accident?

Only if the driver was responsible and only for his liability


If an insured person allows an uninsured person drive her car and the uninsured driver has an at fault wreck who pays?

The Driver "and" the Vehicle Owner are both jointly and severally liable for all damages. She should contact her Insurance Agent for advice as to whether or not the Auto Insurance Policy will provide coverage for the unlicensed driver

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