Your wife was in a 3 car accident in which she was rearended and she was the car in front of the other two should both drivers behind her be at fault?
In most states the vehicle initiating the collision would be at
fault for causing a rear end collision. Depending on the officer
responding to the scene and their determination of the accident,
additional fault can be assigned to the vehicle that struck your
wife. Commonly a citation is issued for following too closely. In
this instances of two insured drivers being at fault, it may
benefit you to speak directly with an attorney who can inform you
of how the state laws affect your particular instance.