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will a homeowners policy cover bad Masonite siding that has been installed?
Wiki User
∙ 10y ago
Not sure what you mean by "Bad Masonite siding"?..
If you mean they did a "bad job" installing the siding. No, Homeowners insurance does not cover poor quality or workmanship of the contractors we choose to hire.
Wiki User
∙ 10y ago
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What is Masonite siding?
Masonite is a thin type of fibreboard/particleboard with one glossy side and one textured side. Use it on the outside of a house and you get masonite siding.
Can you paint masonite?
Masonite can be painted, but it needs to be sealed first. Sand the siding with 80-grit sandpaper or a sanding block, but do not scrape the siding, as it can dislodge chunks of the siding. Apply a layer of primer before painting.
Where can you buy masonite lap siding?
I believe Masonite quit producing siding several years ago. They lost a class action lawsuit over it. There are several other choices available, Smart Board siding seems to be a much better product. It comes in smooth and wood grain.
Where can you buy Masonite siding?
I believe Masonite quit producing siding several years ago. They lost a class action lawsuit over it. There are several other choices available, Smart Board siding seems to be a much better product. It comes in smooth and wood grain.
Which home owners insurance company covers masonite siding?
Masonite is an outdated product removed from the market due to defect. It basically has no value. Zero Value equals Zero insurability. I don't know of an insurer that would provide coverage for Masonite siding.
Will homeowners insurance cover damage from masonite siding?
Damaged SidingHomeowners insurance policies provide coverage against PERILS such as wind, water, fire, lightning, etc. If your home was damaged by water/moisture due to worn or deteriorated siding and you have an all-risk policy, then the resultant interior water damage may be covered once you have repaired the defective siding product that caused the damage. The defective or worn out siding itself would not be covered. There is no coverage to replace the siding itself if it is just worn out or defective. This would be a home maintenance issue.If the siding has been damaged by an event (tree fell on it, it was struck by flying debris) then repair of the siding may also be covered.AnswerAdditionally, if you have Masonite or asbestos roofing or siding, it is well known as a defective, obsolete product. What is the value? If it has no value how can you claim a loss on the product. I have been asked several times to value this product. Since it cannot be valued, how can you have a loss? The old adage is if it has no value it cannot be damaged. you cannot discern a dollars amount of damage to a penny!
Should windows be installed in framing before sheathing or siding?
Windows should be installed after sheathing and before siding.
Can hardie lap siding be installed over wood siding?
No. Tear the old siding off.
Will homeowners insurance pay to replace siding that was involved in a class action lawsuit but the previous owner did not replace the siding?
No
Protect Your Masonite Siding with Annual Maintenance?
Masonite siding is affordable, making it a popular choice for tract housing. It can also fall victim to moisture if not inspected and maintained on a regular basis. The siding should be checking thoroughly every spring or fall. Any cracks or gaps in the painted surface should be sanded, patched and repainted to keep it in top condition. Use a paintable caulk to take care of any gaps, cracks or other exposed areas in the masonite siding. Regular maintenance can help extend the life span beyond the average of eight to ten years.
How do you use masonite?
masonite is used sometimes as siding . more commonly used to protect areas suxh as floors and walls in home where construction is going on . skateboard ramps . resurface stages inexpensively; many uses .
Can insurance company not renew policy because of the siding on home they insured you for 14 years same siding?
Homeowners Diminished Moral HazardYes, If your home has deteriorated due to lack of maintenance or upkeep your Insurer may cancel or not renew your Home Insurance Policy due to what they consider a diminished moral on the part of the homeowner. In layman's terms a "Moral hazard" would translate into a lack of enthusiasm in your home ownership or a diminished will to maintain your home and property.Remember that your Homeowners Insurance Policy is hazard or perils coverage. It is not a home warranty or a maintenance program.
