That depends on what your property damage limit is. Typically, you have a per accident limit for property damage, usually around $10,000 or more. What this means that the insurance company will pay up to $10,000 in property damage for your car if you have full coverage and the cost for the pole. Should the combined total exceed $10,000 you may have to pay some of the excess yourself.
No, You just need to call the utility company. They will take care of their pole. If a car hit the pole, The drivers auto liability insurance could pay the utility pole owner for the cost of repairs.
No, Utility Poles and other conveyances of this type are not the responsibility of the home owner. You should contact your local Utility provider. They will order a repair the pole situation at no cost to the homeowner.
what is the average cost of replacing a utility pole in Pennsylvania
If you have full coverage, your auto insurance should cover it.
Yes, The liability portion of your auto insurance policy will cover the damages you may do to a telephone pole in an accident.
As long as you have collision yes insurance will cover the damage that was done.
Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
You would need to check with your corporate insurance, to see what is and is not covered.
No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.
No, That's what Auto Insurance s for. Now if your home fell on the car it might cover it.
Yes, less your deductible. You can call it vandalism.
The height of the pole is 19.62ft