0
Will property damage liability coverage cover your car for theft and fire?
Wiki User
∙ 16y ago
No, only "comprehensive" coverage would pay for that. Liabiility AKA PLPD AKA property damage and liability ONLY covers other vehicles you may damage in a crash YOU have caused.
Wiki User
∙ 16y ago
Add your answer:
Earn +20 pts
Does liability auto insurance cover your car if you hit a pole?
No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.
Does property damage liability cover damage to your neighbors property?
Yes, if you have Liability coverage on your policy, then it would provide coverage for the cost of legal defense as well as court judgements rendered against you for whch you are found liable.
Does liability coverage cover the person driving and causing the accident?
Liability coverage offers coverage for bodily injury and property damage to the other vehicle and passengers who you hit if the accident is your faulty. It does not cover you or anyone in your vehicle.
Which auto insurance coverage pays for injury or damage that the insured driver causes to other people or their property?
Bodily injury liability and property damage liability should cover those.
You have liability insurance but no collision coverage and your car was hit by another driver will their insurance cover your damages?
Yes, if they accept liability and they will pay up to the limit of property damage coverage.
Will homeowner's insurance normally cover a property damage claim which exceeds the liability coverage limit from a car accident?
No.
Does all general liability insurance cover damage at depreciated value?
General liability insurance does not provide property coverage, except for 3rd party claims alleging property damage due to the insureds' negligence.
Is property damage liability car insurance required?
Property damage liability insurance is to cover the damage you may cause to someone else's property. Different states have different car insurance requirements and regulations. Further, some people get larger property liability insurance coverage than the minimum requirements.
Should homeowners insurance cover damage to a neighbor's property?
Your home insurance property coverage portion of your policy would not provide coverage for property of another. However, If you are found liable for damage to your neighbors property your liability coverage would invoke. Most homeowners Insurance policies come as a package with some level of Liability Insurance unless you purchased stand alone property only coverage.
What does terrorism insurance coverage cover on a general liability policy?
Federally defined acts of terrorism which cause physical damage to your property.
Will American family liability insurance cover you if you hit a deer?
The liability will cover for most property damage that may happen. I don't think that the deers family will sue you so that may not apply in this case. If you have coverage for the vehicle such as comprehensive and collision coverage, then it should cover your vehicle for the damage that was done, minus the deductible.
What is the liability coverage for intentional damage?
Liability coverage is for damage caused where the driver is at fault in the accident. It specificall excludes intentioal acts. If you intentionally damage another vehicle or other property there generally is not coverage. This is because liability insurance of any type, not just auto coverage, is intended to cover only accidental occurrences. That said, there are circumstances where the linsurance may cover what might be considered intentional acts, but this relates mainly to self-defense.
