NOPE!
No, it's not required, but it's really, really important unless you have the funds in the bank for someone to sue you if they fall or if someone leaves an unattended candle lit. Renters insurance carried by just the renter will only cover the renter's belongings, it will not cover your home.
check the covered perils on your insurance policy. Most policies won't cover it
No. Homeowners insruance excluded residents of the property. Their medical insurance is responsible for this only.
No.
No, homeowners insurance does not provide coverage for automobiles. The vehicle owner will need to file a claim on the comprehensive portion of their automobile insurance
It is very difficult to prove if the tenant had not informed the tenant at the time of fall. Judge will suspect that it is fraudulent insurance claim. Tenants are not covered by a homeowner insurance. However, if the homeowner has a landlord insurance, tenants are covered.
It depends on several factors. First if the person who fell is a resident of the home then it doesn't. It has to be due to some negligence of the homeowner. Second is the sidewalk on the property of the homeowner or of the city or county in the right of way of the street. Thirdly, was the homeowner negligent in some way?
No, that would be medical insurance. Homeowner's insurance covers things like burglaries and damage to the home. * Homeowner's insurance will pay for injuries to other persons that occur on the owner's property when they find the claim justified.
Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.
It would depend on the reason for your fall, but most likely your insurance would not cover you for that.
You should check your homeowners insurance policy declarations. But with that said, your policy should have guest medical protection which could range from $500-$25,000 for your guest's medical expenses.