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Whose name does car insurance have to be in?

Updated: 9/17/2023
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10y ago

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The auto policy needs to be in the name of the person who owns the vehicle with few exceptions. The exceptions deal with a family situation who live in the same household. Vehicles titled to a husband or wife can be insured on a policy in the others name if they are legally married. Also children such as a 19 year old child who owns a car can have it insured on his parents policy if he still lives in the household and is listed as a driver on the policy.

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Q: Whose name does car insurance have to be in?
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Can you insure a car whose title is under your name and then change the name on the insurance to your parents if they transfer the title to them?

Your parents would need to add the car to their own policy.


You bought your daughter a cartook it out of her name had in your name because insurance was cheaper now she pays insurance in her namedoes she pay taxes?

Whose name is on the title? That person owes any taxes on the car.


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Insurance follows the vehicle, not the driver.


Can you get insurance on a car in your name when the car is not in your name?

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If you are driving your roommates car and damage it in your driveway whose insurance covers it?

Insurance follows the car. Your roommates insurance will cover the damage providing that he has "collision" coverage.


Can you get insurance on a car not titled in your name?

no you can't Its not in your name so you can't get insurance from a car that is not titled in your name


If you are a guest in somebodies house and they back in to your car whose fault is it?

Being a guest in someone's house has nothing to do with car insurance. If someone backs into your car then their car insurance is responsible.


What do you do if you have auto insurance and you hit a parked car whose driver does not have auto insurance?

Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.


If your the co signer and you drive the vehicle does the person whos name who is actually on the title have to have car insurance on that same vechicle or can the co signer just have it. In Indiana?

Generally, the person whose name is 'actually on the title' must be the same person who insures the car. You must disclose to the insurance company if you are not the owner of the car. You should call the insurance company and ask your question.


If my name only as the owner is on a car but my daughter who has her own insurance on the car was in an accident could you be legally responsible?

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Is your car covered by homeowners insurance on their property?

No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.


If the car your fiance and you share is titled under his name and he has insurance do you also need car insurance?

If you drive the car then you need car insurance.