Answer 1: If you are driving with a passenger that does not have auto insurance or medical insurance, they can be covered under either your policy or the third party's policy depending upon the situation. If you are found At Fault for the accident, Medical Payments or Personal Injury Protection will pay the a portion of the medical expenses that you and your passengers incur up to the stated limits. If you carry Uninsured Motorist and are hit by someone with no insurance, this coverage will pay for injuries to you and your passengers as well. If you are not at-fault for the accident causing injuries and the other party has insurance, the third party liability insurance coverage will pay for injuries to you and your passengers based on the per person and per accident limits stated on the policy.
Answer 2: If the passengers are travelling in your auto and, if you are at fault in an accident, your insurance will cover them. If the other driver is found at fault, his/her liability insurance will cover your passengers.
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
Their insurance would be primary and your insurance would be secondary, generally speaking.
Auto insurance follows the vehicle so the policy that is covering the vehicle you are driving will provide the coverage.
The insurance will not stand if some one else was driving the car, in Florida.
Not unless the transmission was damaged in an auto accident. Auto Insurance does not cover maintenance nor does it cover normal wear and tear.
I am unsure if Auto Insurance will cover ATVs on the road, or off road.
Auto insurance will not cover a boat under any circumstances.
No. Homeowners Insurance does not cover Auto accidents. Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.
Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.
No insurance company will cover you for driving whilst suspended. Any illegal activity will deem your policy null and void.
Yes it does have to cover you