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Who is at fault for insurance purposes if the driver you hit left the scene?
Wiki User
∙ 13y ago
This is a strange question. I am not sure why any driver would leave the scene if it was clear that another person was At Fault. Your question stated 'if the driver you hit', not the driver who hit you. The only reason I can imagine this would happen is if the other not-at-fault person did not want an encounter with the police department or to have any type of claim activity, even with YOUR carrier.
Are you sure you meant if the driver YOU hit left the scene?
I believe you probably did mean 'who will pay for the damages to your car if the driver that hit YOU left the scene." Is that what you meant? The other party may well be at fault, but if you do not have his insurance information or were not able to write down year, make, model and license plate number, you cannot find his insurance carrier and file a claim with them.
You can, however, invoke your own UM coverage, if you carry it on your policy. UM is Uninsured Motorist coverage and will 'step in' and provide the same coverage the at fault driver's carrier would have provided, if he had an in-force insurance policy. Also, if you have Collision Coverage, you can also use that. You will have to pay your deductible, and your insurance carrier will attempt to recover both their paid costs and your deductible, if the driver becomes known. If you have and use UMPD coverage, you will also have LOU/Loss of Use available to you. This provides for alternate transportation while your vehicle is non driveable. If you do not have UMPD, but do have Rental Reimbursement, it will be available to you, to provide alternate transportation. Should you use RR, you have a limited number of days available to you and a limited dollar amout; however, if circumstances allow LOU under UMPD coverage, you will be able to have the rental or other alternate transportation until your vehicle is repaired and fully functional.
Wiki User
∙ 13y ago
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Who is at fault for insurance purposes if the driver you hit has no license and is charged with hit and run for leaving the scene?
If you caused the accident, you owe for the legal liability, the other matters are civil & not involving the liability portion of the insurance. They still have a duty to pay.
If you are in an automobile accident in Mass and the other driver has revoked insurance and leaves the scene are you automatically not at fault?
No, if you were negligent, and 'at fault' you still are, however, if they leave the scene doesn't sound like you will have to fix their vehicle, but you could still have a 'chargeable' accident on your policy.
Who is at fault if Driver B was changing lanes and then Driver A rear ends Driver B and then Driver B leaves the scene of the accident?
The fact driver B left the scene does not change that driver A is at fault (there are exceptions to driver A being at fault)Additional: While Driver A may have been the striking vehicle, Driver B MAY be at fault for "Changing Lanes Without Caution." Regardless of the circumstances of the collision itself, Driver B can be charged with "Leaving the Scene of an Accident."
Who is at fault if Driver A was changing lanes and then Driver B rear ends Driver A and then Driver B leaves the scene of the accident?
Nobody is at fault ... Driver B left the scene of an accident ... it was "B's" fault, but you do not know who Driver B is, so there is nobody to blame.Probably better off anyway - chances are Driver B had no insurance, let alone a drivers license ... and even if they had stayed and were charged with being at fault, your own insurance would wind up repairing the damage you your vechicle.AnswerDriver B- Sounds like he was an idiot! AnswerIf driver A was "cutting up" driver B while changing lanes (e.g. sees their exit and crosses two lanes full of traffic to get to it) then they may be at fault. If driver B was frightened by this action they may leave the scene fearful that aggressive driver A is going to attack them. They may be making their way to a police station to report the incident.AnswerFrom what I understand, driver B is by default the most likely to be at fault unless the facts are reviewed and point to another conclusion, ESPECIALLY if driver B is within X car lengths of driver A. Lewis hamiltons
If driver A runs a red light but driver B has no driver license but stays at the scene of the accident and both get traffic violations who is at fault?
The person who caused the collision is at fault. If someone ran a red light he/she gets the points on his/her license and his insurance gets to pay the damage. The unlicensed driver just gets the ticket to force him/her to get a license.
Who is liable in a car accident where the driver at fault calls the police the other driver leaves the scene and no police report is filed?
The driver at fault is liable for the collision, regardless of the other driver's actions post-collision. The fleeing driver may later be brought up on Hit and Run or Leaving the Scene of an Accident charges, but that will not change the at fault liability.
Who is at fault when a driver hits a biker who is on the wrong side of the road and wearing headphones?
The driver of the car will always be held at fault. when police and ambulence come to the scene they will automatically say it was the bikers fault. even if it was the drivers fault
Is a driver who rear ended another vehicle liable if the victim left the scene then returned later saying there is damage?
Well, the driver who hit the other vehicle would still be liable, but it would be a matter for insurance to pursue, not the police, since the 2nd driver left the scene. Certainly, leaving the scene creates a window of doubt with regard to the damage, but it's not really enough to get the at-fault driver off the hook.
What happens when an Learners driver is in an accident without a fully licensed driver but instead a provisional driver by her side and she is not the one at fault what happens?
If the other person or driver was at fault as you say, Then all you have to do is file a claim on that persons liability insurance. Hopefully you exchanged information at the scene of the accident.
What happens in an accident where nobody has insurance?
If two cars crash and neither driver has insurance, the police officer arriving on the scene will of course both issue you tickets for no insurance, and your license can be suspended. The officer will also determine who was at fault, generally the faulty party is responsible for damages. Otherwise you are both on your own for being negligent for not having insurance at the time of the accident.
If both parties flee the scene of the accident including the party not at fault how will this effect the insurance claim?
if u both left and someone is filing insurance claim, BOTH parties will get charged with Leaving the scene of an accident and may not be able to file insurance claim
If you are driving without insurance and are involved in an accident that is not your fault who is responsible for damages to your car What legal consequences are involved for the uninsured driver?
First of all you are really lucky that this accident was not your fault. The person who was at fault is responsible for your vehicle damages. If he is insured, then it is his insurance company that is responsible. ** Depending on your states laws, you can loose your drivers license for up to a year for not having insurance and being involved in an accident. If you received a citation at the scene of the accident for no insurance, you need to pay for that also.
