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When is it cost effective to file an auto insurance claim when you are at fault?
Wiki User
∙ 15y ago
Do you mean "inform your insurance company you were in an accident"? Suppose you don't call them and the guy gets a lawyer and he calls the insurance company and says there were 6 people in the car and they all got whiplash? I imagine some insurance company expert will write you are required to notify them promptly. If you don't besides the danger of the claim escalating, there is the danger you are in violation of the policy requirements and they might, at least , argue they don't have to cover you. Or even keep you as a customer. And then there's the notifying police and the policy might vary by jurisdiction.
Wiki User
∙ 15y ago
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Who it at fault when making an false auto insurance clame?
Whomever filed the false claim is at fault.
If your auto is hit the other driver's auto insurance pays all medical expenses and so does your health insurance must you reimburse your company?
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
Will your comprehensive auto insurance cover your car if you were not at fault in the accident but other drivers insurance denies claim?
Let your insurance company/agent handle the claim--they will collect from the other insurance if there is a valid claim. You'll need a police report.
Is No-fault insurance covered only auto accidents?
Yes only for Auto, Campers, Motorhomes while on the highway What's No-Fault Insurance?No-Fault Auto Insurance Coverage pays for each driver's own injuries and property damage, up to the limit specified in the policy, regardless of who caused the accident. Because No-Fault insurance varies by state, ask your claim representative if this applies to your situation.Ref: Allstate @ http://www.allstate.com/claims/auto-insurance-faqs.aspx
What will happen if a fully insured driver hit your car and you have no insurance?
You may get a ticket for no insurance. But you can still file a claim under the at fault drivers auto insurance.
Why drop an auto insurance claim?
Once you submit an auto insurance claim can your provider deny it?
Will insurance cover a claim if your vehicle is unregistered and it is not your fault?
Yes, If you have proper auto insurance and the policy is in an "Active" status, Then it will be covered even if the vehicle regisration is expired.
How long does an at fault insurance company have to settle your auto accident claim if they are at fault?
it depends on whose fault is it. if yours than around 8 months. if there's than probably 4 months.
Can auto insurance companies assess points on your policy for a crash that was taken to court and found not at fault?
Not exactly. But they can still find you at fault for the claim even if the court system doesn't.
Can an at-fault person's auto insurance company refuse to pay a claim to the damaged party because the household member of the at-fault vehicle was not listed on the policy?
That is going to depend on the state.
If you have dual insurance can you submit claims on both?
What do you mean by dual insurance? You cannot have two auto insurance policys on one car. If you mean can you claim damages (let's say) from the 'at fault' party and then also claim them under your collison coverage, no you cannot.
Is Texas a no fault auto insurance state?
texas is a no fault state.
