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Can an at-fault person's auto insurance company refuse to pay a claim to the damaged party because the household member of the at-fault vehicle was not listed on the policy?
Wiki User
∙ 10y ago
That is going to depend on the state.
Wiki User
∙ 10y ago
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What is a company which offers cheap household insurance?
A company that offers cheap household insurance is a company that provides insurance for more household items than the average insurance company at a lower rate. An example of such a company is GEICO.
What are some good household life insurance companies?
One good household life insurance company is HSBC. One can also find comprehensive language regarding household life insurance on the Insure and QuickQuote websites.
Does your auto insurance company have to cover your son's accident even if he's not listed as a household driver?
No he have to listed as a second third or household driver for being cover by insurance
Is there a law that says you have to add your child to your car insurance?
Its probably not a law that you have to your child to an insurance policy but it may be part of the contract between the insured (yourself) and the insurance company. The application and policy make up a legal contract for your auto insurance. In this contract you agree to notify the insurance company of any and all drivers and household members and you agree to pay the premium. The insurance company agrees to pay claims for the coverage you purchased and to defend you in court should the need arise. The reason the insurance company wants to know about your child (all household members) is because if you are in an accident they need to know how many people from your household may be in the car so they can charge enough to cover the medical expenses of all insureds. Insurance companies are regulated state by state so your state may have different rules as to what the insurance company can require to sell you an insurance policy.
What companies offer household insurance?
Among the companies that offer household insurance, the companies that received the best results are Liberty Mutual, Amica and Proggressive. Before choosing the company with the best household insurance program, it is necessary to check the available online catalogs.
Is it auto insurance fauld if your wife lied to her auto insurance and said she was not married because your license is revolked in Maryland?
It could be, especially if the person with the revoked license is involved in an accident because he cannot legally drive a vehicle and she committed insurance fraud by not telling her insurance company the spouse was in the household.
Can our household have two different insurance providers?
Yes, a household is allowed to have two different insurance providers. My family had this question a few years back. We were able to insure some of our belongings with more than one insurance company.
Why is your boyfriend's car insurance company asking for a copy of your own car insurance declaration's page and drivers' license number and date of birth and name?
Because they have found that you both are at the same address and your boyfriend has not scheduled you as a covered driver on his insurance policy. All auto insurance contracts require disclosure of other household members and that the insured declare these other household members as covered or not.
Can you have two car insurance policies in the same household?
Yes, you can have two car insurance policies in the same household but it would probably be cheaper if you just went with one company instead. Most auto insurance companies offer a multiple car discount.
Can insurance increase for other people having a license in the same household?
yes, the insurance company assumes that everyone at the same address with a license will be driving, one will be primary but everyone will have to be listed. if not and they get in an accident, the insurance company has grounds for dismissal.
What company is the best to buy household insurance with?
The best company to buy household insurance with would definitely be the one that gives you the best quote on your house and belongings and what type of natural disaster coverage is included. Please shop around and get different quotes and ask all appropriate questions.
Are you paying more for car insurance because the other person has same address?
This is another case of where the CLUE system shows someone who gets their mail at your address. This simply gives the insurance company a reason to ask you if this person lives in your household and should they be listed as a driver on your insurance application. If the person never drives your vehicles then you just state this to company in writing and there is no charge for that person on your insurance. You just need to remember that you stated this to the company so then don't lend them your car because they will not be covered.
