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What states require auto insurance?

Updated: 9/11/2023
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12y ago

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As of June 2010 New Hampshire is the only state that does not require auto insurance unless you have proven yourself to be an "endangerment to others" such as having DUI's or too many At Fault accidents, then they require insurance before they will reinstate your license.

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12y ago
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Q: What states require auto insurance?
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Related questions

Which states do not require liability coverage for auto insurance?

All states either require insurance or proof of financial responsiblity.


Which US states require auto insurance?

All of the 50 states in the U.S. require some type of insurance. Some states only require minimum liability while some states require a certain amount of bodily injury insurance.


Which states do not require a driver to have auto insurance?

In the United States of America, all states do not require drivers to have auto insurance, however the drivers are still fully financially obligated to pay for any damages in an event of an accident.


Has there been a decline in auto insurance business?

yes. The recession has caused a slight decline in auto insurance business. Some people in states which don't require auto insurance are opting against it, and some even in those that do require it.


What states do have mandatory auto insurance?

Every state but Wisconsin and Tennessee, both states have bills that would require insurance in 2009


What auto insurance is required in the United States of America?

Auto insurance laws in the United States vary by state. The majority of states require that you have a minimum amount of liability insurance. This insurance covers third party injuries and property damage when you are found at fault for an auto accident. The only states that do not have some sort of minimum insurance law is New Hampshire and Wisconsin. In addition to liability coverage some states require PIP insurance and uninsured motorist insurance as well.


Are you required by law to have car insurance in the state of Florida?

Yes, in fact all states require auto insurance.


Can you get auto insurance after a DUI?

Yes you can. In fact, some states will require you to carry insurance in the form of an SR22 after a DUI.


Do Wisconsin and Tennessee require mandatory auto insurance?

Both Tennessee and Wisconsin require auto liability insurance in order to drive in the states. Wisconsin requires that you have liability and uninsured motorists coverage.


Is auto liability insurance required in all 50 states?

Yes, auto liability insurance is required in all 50 states, howeve the limits of liability vary between states. Some require less than others.


What happens if you cannot afford auto insurance?

Most states require insurance. You should think of auto insurance as part of the cost of owning a car... if you can't afford the insurance, you can't afford the car and shouldn't have one.


Can reckless drivers get auto insurance?

Yes, reckless drivers can get auto insurance, but it will be much more expensive than drivers who have a clean record. In the United States, all states - except for Virginia, New Hampshire, and Mississippi - require all automobile owners to have minimum coverage in auto insurance.