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What is the legal outcome of someone driving your car day in and day out that is not listed on your insurance policy?
Wiki User
∙ 12y ago
If they have an accident, the insurance company may decline to pay. You will have to read the policy carefully to see what it says about drivers that are permitted to operate the vehicle and if there are limits on how often guest drivers are allowed.
Wiki User
∙ 12y ago
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Will a insurance co fix a car if someone else is driving your car?
Yes, Usually if someone borrows your car it should be covered. You should have and household operators listed on your policy though.
Can you add a person to your car insurance that is not living with you or related to you?
Yes. If someone is driving your vehicle, they should be listed on your policy. It doesn't matter whether or not they are related to you and/or living with you.
If someone gets a speeding ticket in your car does their insurance go up or does the owner of the cars?
Tickets are issued to people not cars. If you get a ticket while driving someone else's car, it only affects their insurance costs if you are a listed driver on their policy. The ticket is for the driver.
If you get a ticket for running a red light driving someone elses car will insurance go up?
Your rates should not go up for someones violations unless they are listed on the policy.
Do licenced minors have to be listed on the parents insurance policy?
Licensed minors do not need to be listed on the parents' insurance policy in this state. Any family member is included on the primary driver's insurance. However, the insurance agent must be informed about the fact that minors will be driving the car. They must be listed as drivers on a form and have an insurance card to drive legally. There is a difference between having an insurance card and being listed on the policy. Simply because they are not listed on the policy does not mean the rates will not go up. Different regulations may apply in your area.
Who can be a dependent on a car insurance policy?
Anyone can be listed on your car insurance policy as long as they have a valid driver's license. You just have to remember if that person has a bad driving record it will affect your insurance.
Are you covered by a family member's insurance when driving their car in Georgia?
As long as you are sure they have insurance and if you are listed as a drive on such insurance policy. If these cases are both yes then you will be covered under their insurance as long as you have permission to drive the vehicle.
What happens if your teenager has an accident in your car and is not listed on your insurance?
Your insurance won't pay for any damage or injury to persons or vehicle. (unless they were driving legally with a drivers permit)
How does one end Private Mortgage Insurance?
Contact your lender or the insurance company listed on the policy.Contact your lender or the insurance company listed on the policy.Contact your lender or the insurance company listed on the policy.Contact your lender or the insurance company listed on the policy.
Is it legal to drive family member's car without insurance in California The owner of the car has insurance tough?
In California insurance follows the vehicle not the driver. If you are driving someone else's vehicle their insurance would first be looked at to provide coverage. If for some reason they deny coverage (which some may do if a person not listed on the policy was driving), and you're at fault, then the other person or their insurance company can come after you for payment. This is general info as every company handles things just slightly different.
If your insurance will not cover your son during the 6 months he is driving with a learner's permit what happens if he is involved in a car accident while driving with an adult?
Your auto insurance will cover your son while on a lerners permit. Check with your company as some require that he be listed as a driver and you must pay premium while others do not require that he be listed until he gets his regular license. If you insurance is telling you that there is no coverage while he is on the permit then you need a different insurance company.
My friend was driving my car and got a DWI when she asked what insurance it would affect the officer said it would affect the car owner's insurance and not hers' the driver's Is this true?
No. Driving records follow the driver, not the car. Unless your friend is listed as a driver on your insurance then your insurance company is never going to find out about this/isn't even concerned with this.
