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Are you covered by a family member's insurance when driving their car in Georgia?
Wiki User
∙ 9y ago
As long as you are sure they have insurance and if you are listed as a drive on such insurance policy. If these cases are both yes then you will be covered under their insurance as long as you have permission to drive the vehicle.
Wiki User
∙ 9y ago
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Are you covered on a family member's car insurance?
Yes you are covered on a family members car insurance if you are driving a vehicle owned and insured by them.....
Are you covered by your family members insurance when you use their car?
No
Difference between subscriber and members for health insurance?
The Subscriber is the policy holder. A member is anyone covered under an insurance plan
Can you be on someone insurance policy with a suspended license as a non driver?
Most insurance companies allow household members can be excluded if their drivers license is suspended. By signing an exclusion form this means that there is no coverage at all if the excluded person is driving one of the covered vehicles and a claim occurs.
Why do insurance companies ask about the driving record for members of your household?
To know the driving history, including traffic violations and arrests and convictions for driving related incidents.
Are children covered on your auto insurance?
They should unless you have excluded them. It is best to have all household members on your policy.
Why is your boyfriend's car insurance company asking for a copy of your own car insurance declaration's page and drivers' license number and date of birth and name?
Because they have found that you both are at the same address and your boyfriend has not scheduled you as a covered driver on his insurance policy. All auto insurance contracts require disclosure of other household members and that the insured declare these other household members as covered or not.
Do you have to add live in boyfriend to car insurance if not driving but licensed?
Most policies state that you have to notify them of all household members and drivers of the vehicle. This is something that you have agreed to do in the insurance contract. Many insurance companies will allow you to exclude the person from your insurance policy if they absolutely do not drive the vehicle. When you sign an exclusion you are agreeing that not only does the person never drive your vehicle but also that if this person does drive for any reason there is no coverage under the policy while he is driving. If you get sick and cannot drive but your boyfriend does and has a wreck they pay nothing. In order for a person to be covered they must be listed on the policy and any premium for them must be paid. Doesn't that sound fair. They are covered only if you pay for them to be covered.
What are covered lives in the health insurance industry?
Covered lives are similar to members owned by an insurance company: the people that the entity has been contracted for, and is (in some way) financially responsible for health care. The is a slight difference however: I am a member, but have a spouse and 2 kids, so we are 4 covered lives.
Is your child covered on your auto insurance if you give them permission to drive your car?
If you have them listed as a driver on your policy then yes they will be covered. If you do not have them listed on the policy then you have violated a primary term of the policy and committed material misrepresentation. When this happens the insurance company has the right and often does deny the claim. You have not abided by the contract terms where you agreed to list all household members above 15 years old and have not paid any premium to cover the child driving a vehicle.
What happens when you are driving a family members car and hit the same family members other car but you are not on their insurance?
If you are a permissive driver (given permission to drive the vehicle by the named insured), your accident would be covered under the owner of the car's policy. The insurance follows the vehicle, not necessarily the driver. You might want to check the owner's policy. I've seen a clause that specifically excludes damage caused by another vehicle insured by the same person.
If you loan your car to a step-child who does not live with you will the insurance company cover in case of an accident?
Anyone you give permission to is covered on your policy. Family members are certainly covered, even step children no living with you. Do not use this availability as primary insurance for them though. They should be listed on the residential parent's policy.
