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If you have them listed as a driver on your policy then yes they will be covered. If you do not have them listed on the policy then you have violated a primary term of the policy and committed material misrepresentation. When this happens the insurance company has the right and often does deny the claim. You have not abided by the contract terms where you agreed to list all household members above 15 years old and have not paid any premium to cover the child driving a vehicle.

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Q: Is your child covered on your auto insurance if you give them permission to drive your car?
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Related questions

Are you covered by a family member's insurance when driving their car in Georgia?

As long as you are sure they have insurance and if you are listed as a drive on such insurance policy. If these cases are both yes then you will be covered under their insurance as long as you have permission to drive the vehicle.


If you let somebody else drive your car will he be covered under your insurance?

Yes, if he has your permission to drive the vehicle.


Is your car covered if the driver does not have insurance?

If you have insurance on a car anyone who you give permission to drive the vehicle is covered under your insurance. This is normally covered when insurance companies ask if there will be any other drivers for the vehicle.


Who is covered to drive your car if you give them permission to use it?

you are, unless you have insurance that covers other drivers.


If you do not have insurance but the car is insured are you okay to drive it if you are not the primary driver?

Insurance follows the car, not the driver. As long as the car is insured and you have permission from the owner to drive it, you are covered.


If you have full coverage auto insurance will it cover the car if you let your girlfriend drive your car to work?

Anyone you give permission to drive your car,is covered under your insurance.


Can a son drive parents car?

Yes, if you have their permission, are a licensed or permitted driver, and are covered by insurance and the vehicle is properly licensed and working.


Can you legally drive a friend's car if you are under your parent's insurance and said car is insured by your friends family?

You would be covered by the insurance on your friend's car if you are driving it with their permission. To be safe, get the parents' permission, not just your friend's. It may be that your friend can't give a legally binding permission.


Unlicensd teenage friend drove our car without permission and hit a tree. Will insurance cover this?

No way! The insurance certificate specifies who may drive. It will not include unlicensed drivers! Even a licensed driver, but driving without the owner's permission will not be covered by the car owner's insurance.


Can an 18 yr old child on their parents auto insurance policy give permission to a friend to drive their parents vehicle?

noway.


Can you drive someone elses vehicle in California if you're not on the insurance?

This is not a state specific question. If you are given permission, then you are covered. Note: you can only drive a rental vehicle if your name is on the rental agreement.


Can I have Auto insurance without a car?

Ask an insurance company for a "broadform" policy. That will cover you for any car you drive. Yes, although it's rather pointless. Why pay for insurance on something that you don't even have or own ... there is no need. If you drive someone else's car, you are covered under their insurance policy, provided you have their permission to drive it.