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What if your friend has no insurance and borrows your car without permission?
Wiki User
∙ 13y ago
Wiki User
∙ 13y ago
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If a friend borrows your car without permission and gets into an accident will his insurance cover it?
First of all a friend does not borrow your car without your permission- if they used it without your permission they really arent your friend and they technically stole your car- Unauthorized use of a motor vehicle- Their insurance will cover them only if you file a complaint with the police stating that the person did not have your permission to use the car. Otherwise your insurance will cover the loss and your rate may jump or you may get cancelled. Your call- depends on how much the claim is and how good the friend is
What happens if your friend borrows your uninsurred car without your permission and gets into an accident?
well technically if it's without your permission it would be (and should be) considered stolen and therefore should be your friend's responsibility to fix everything up.
If a friend borrows your car and you did not know he has a suspended license will insurance pay for damages caused by an accident he had?
Yes, generally barring any exclusions in your policy if he had your (owners) permission to drive.
If a friend borrows your car and gets in an accident does your auto insurance cover damages?
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
Unlicensd teenage friend drove our car without permission and hit a tree. Will insurance cover this?
No way! The insurance certificate specifies who may drive. It will not include unlicensed drivers! Even a licensed driver, but driving without the owner's permission will not be covered by the car owner's insurance.
If your car was taken without your permission by a friend who then was in an accident you did not have insurance at the time will her full coverage insurance cover the cost of your car's repairs?
Generally yes, her insurer should cover it, but ONLY in the instance that it was driven WITHOUT permission. You must make that clear, and your friend must admit to that as well. Her rates may be hiked.
What will happen to me if my friend borrows my car and they don't have a license or any insurance and get pulled over by the police?
Your Friend Will get multiple traffic tickets for driving without insurance and without a drivers license. If your friend has an at fault accident. The other party or his insurer can sue both you and your friend for any and all damages incurred. They can sue your friend because he was the driver and they can sue you because you are the owner of the vehicle who allowed him to drive your vehicle. .
Can you legally drive a friend's car if you are under your parent's insurance and said car is insured by your friends family?
You would be covered by the insurance on your friend's car if you are driving it with their permission. To be safe, get the parents' permission, not just your friend's. It may be that your friend can't give a legally binding permission.
When you do not have any insurance AND the person who took your car without permission has no insurance and causes an accident who is responsible of the other parties damages?
You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend!
If your car was lent to someone with a restricted license without your permission resulting in an accident and they are covered under their parents insurance who's insurance should pay?
In a perfect world, they would pay. Unfortunately, your car is covered by your insurance company and if the accident was the fault of your friend (in your car), then you insurance company must pay. If all of this was without your permission, you could press charges and try taking the person to small claims court for damamges.
What to do if your gay friend is seducing you?
No one can seduce you without your permission.
Would it effect the insurance he could get for his own car if my friend crashed my car with a learner's permit?
I wouldn't worry about your friend and his insurance, but your own. If you are a minor your parents owe for damages that your friend did to the other car. If you allowed him to drive the car without your parents permission that is a problem too. That was not smart allowing someone to drive your car.
