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It depends on two things - how late were you and what state do you live in? Almost all the states allow you to be reasonably late on your payments - less than 2 weeks - without the policy cancelling. If you had already gone through the grace period and your policy actually lapsed (went out of force), then you would be responsible for the damages caused by your accident.

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Q: What if you had a wreck and was late on your insurance payment?
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Related questions

Can an Auto Ins Company Charge a late fee without your knowledge and only find out when you are 4 days late on a payment?

i am late on payment for auto insurance what can i do.

Who pays if you wreck your car?

If you wreck your car, then it is usually the insurance that pays for you ;)

What is a late charge fee?

A late charge fee is extra money on top of your regular monthly bill that you have to pay should you happen to be late on your insurance payment.

If you are late paying your car insurance by two weeks does that mean it has lapsed?

Yes, it does. There is a due date by which time you must make a payment or the insurance policy is canceled.

What insurance companies cover damage from a car wreck?

There are many insurance companies which provide coverage on wrecked vehicles. Typically, these vehicles will need to be fully insurance. Liability insurance does not cover a wreck. Geico, Progressive, Allstate, and State Farm all have policies which cover a vehicle in case of a wreck.

Will insurance pay if you have a wreck and get a DUI?

If the DUI was the cause of the wreck, probably not. You will need to check your policy to see what it says, since there are many options for insurance.

If you had your granddaughter car insured and she wrecked it is the car covered?

It depends on the type of insurance coverage. If it was Liability insurance only, and she caused the wreck, then it is not covered. If it was Collision coverage, and she caused the wreck, then it would be covered. If she didn't cause the wreck, I'd check with the insurance company of the person who did cause it.

Do insurance have to pay you the value of your wreck?

It depends on the insurance coverage, and what caused the wreck. But allowing the coverage covers the incedent the insurance company will pay the VALUE DETERMINED BY THE INSURANCE COMPANY. Not what you think it was worth. I have about $40,000 in a car the insurance comapny will pay $3,000 for if it gets wrecked.

Can an insurance company cancel policy for late payment after a claim is filed?

You bet. See, it works like this ... you pay for a service (insurance coverage) ... as long as you keep paying on time, you have coverage. One thing you don't want to ever do is make a late payment while a claim is being handled ... the insurance company thinks you are no longer interested in having them provide insurance coverage, and cancels your policy. Some insurance companies automatically cancel anybody for filing an accident claim.

What situations does mortgage insurance cover?

There are many different situations covered by a mortgage insurance plan. The most common issue addressed by the company would be a missed or late mortgage payment.

What are payment options for mercy insurance?

"There are a variety of payment options available for Mercy Insurance.

Can you receive life insurance payment if your in prison?

Yes. The beneficiary of a life insurance payment can always receive the payment regardless of where he or she is.