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If the insurance policy is active and valid and the driver is a covered driver then you file your claim just as in any other accident.

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Q: What if the person who hit you does not have a license but has insurance?
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If the person driving have no driver license. will the insurance pay for it?

If what person is driving the person that was hit or the person that hit?


What happens when you get hit by a person without license but the car has insurance?

If you have car insurance ,police will never stop you even if you dont have driving license.


What if someone rear ends you and you have no license but you have insurance the person who hit you has insurance?

AnswerNo brainer. The person who hit you is at fault. Doesn't matter if you have a license or not. Not having a license doesn't give the other driver a free shot at rear ending you.AnswerIn most states, insurance companies require a police report of an accident. To have a police report, the police have to go to the accident scene in order to write one. Most rear end accidents are the fault of the person who hit the rear of a car. However, if you did not report the accident to the police because you have no license, you may be out of luck with the insurance company.


What happens if you hit someone who is driving without a license but has car insurance and tries to charge you for medical?

Your insurance should cover the person you hit. In about six months the unlicensed driver WILL get a letter in the mail from DMV saying they ARE in trouble for driving without a license. Usually, the punishment is a years suspended license and a fine.


Do you need insurance if you have a drivers license but do not drive or own a car?

No, the insurance is on the car, not the person.


Person a has a license but can't get insurance person b has a revoked license dui's can b get insurance and have a drive on b's policy?

Misrepresentation of the risk to the insurer by ommission of a known driver is Insurance Fraud. So the answer to your Question is "NO"


What is provisional licence insurance?

Provisional license insurance is insurance for people who have a provisional drivers license. A provisional license is for drivers under the age of 16 who are driving with a learners permit or a person who has previously had a license revoked or suspended and who has recently obtained a new license.


If your parked car was hit in the rear and the person who hit you has no license or insurance who is responsible for the damage to your vehicle and the medical bills for any injuries?

Well the person that hit you is not responsible enough to drive with insurance, if someone was in your parked car, you would still be responsible,its your car after all. The person that hit your car would be liable and you would have to go after them legally. If the uninsured driver in fact gets injured he will be responsible for himself, insurance companies are not in the business of paying people who drive illegally.


If the driver of the car you hit does not have a license does your insurance still have to pay for the car?

Yes.


What should you do if your parked in a parking lot ans someone come and hit your door as you are getting out and they cause damage to their side mirror?

Get the license number and insurance info from that person


My car was hit while being parked do i have to have insurance for it to be fixed Or does the person that hit my car insurance pay for the damages?

The other person pays.


If someone drove your car without permission or a valid driver's license and hit another car and totaled your car will the insurance company cover it?

Yes, in most cases, but have mercy on the person that took your car. The insurance company will go after them