Your insurance should cover the person you hit. In about six months the unlicensed driver WILL get a letter in the mail from DMV saying they ARE in trouble for driving without a license. Usually, the punishment is a years suspended license and a fine.
I guess she tries to collect from the drunk's insurance or sues the drunk and or the boyfriend. If the drunk has no insurance or money, or the boyfriend has no money I think you have your answer. If she has her own medical insurance, she could probably use that.
In ontario, The person that hits you's insurance has Accident benifits, and they will pay for your medical bills if they were at fault. But if you were drviing without insurance.. consider yourself screwed. Pretty much the same in most states in the U.S. If they were at fault their insurance may pay for your damages but you can still be fined for driving without coverage, license suspended or revoked etc.
Catastrophic medical insurance is insurance only for large payments when something major happens to you. If you have regular health insurance, you do not need to purchase catastrophic insurance as well.
You are responsible for your own medical bills.
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
You guessed it!
Of course, it is a violation. While in most places it will not create points against your license, it may cause your insurance to increase, as it increases the risk of death and injury in an accident.
The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.
Generally, you need an additional form of ID, a copy of your automotive insurance card, DOT medical card (this only applies to CDL holders), and proof of residence (e.g., a phone or utilities bill).
"Some of the advantages of having a health insurance policy are that if one happens to get sick, they will be covered by their medical insurance. If one is not covered the costs for medical care can be detrimental."
Yes you will need special insurance to be a personal care attendant in Massachusetts. You will have to have Medicaid insurance.
If it is a serious emergency then a person will be treated by doctors even if they have no medical insurance. However, if it is not serious then one may be turned away.