File with your own company anyways.
They have a 'no fault' claim that they will pay for you now, and it will be up to them to collect the money from the other company when it is resolved who is At Fault.
If you have insurance call YOUR insurance and they will pay for your damages and then they will subrogate (meaning they will go after the other persons insurance for reimbursement) If the other person has been cited then they are clearly at fault. Nobody can deny that, make sure you contact the police department for a copy of the police report as well.
Absolutely, the fact that you are cited or not cited will not apply. The insurance company will determine your fault. For example, an accident caused on private property doesn't fall under police jurisdiction but you still caused it so your company would raise your rates.
Report the claim anyways. Tell the truth and let the insurance company decide how to proceed. Remember, if you are paying for the insurance, you should expect claims to be paid if you have the coverage.
Depends On How Strict Your Insurance Company Is, Also How Long Were The Plates Expired. But From Your Info Sounds Like You Should Be OK. Do Hope This Helps
An unlicensed driver will probably get cited for not having a license and may even get their car impounded, but is not automatically at fault. The person that the police and insurance company determine caused the accident would be at fault.
Most likely yes.. but your rates are going up, and the driver will be cited.
If there was a police officer involved then you would probably be cited for not having auto insurance. If you are found to be at fault then legal action could be brought against you by either the other party or the other parties insurance company.
Yes the insurance carrier of the person at fault will pay for the damages if they are in fact proved to be at fault. However you will be cited for driving without a license.
I would not drive a car without an insurance policy on it as you could be cited.
In an insurance company battle, the fact that you were cited will carry weight. The fact that the court did not find you guilty will not relieve you of liability by itself.
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
Yes, most states require that you have a certain amount of liability insurance. Contact an agent for more information.