You will be cited for not having a license and people would bill you for any damage you caused.
Very good question. You will be cited for not having insurance coverage as mandated by law, however, if the cop was at fault, you have a valid cliam, which you need to puirsue with the cop's insurance co.
If there was a police officer involved then you would probably be cited for not having auto insurance. If you are found to be at fault then legal action could be brought against you by either the other party or the other parties insurance company.
I would not drive a car without an insurance policy on it as you could be cited.
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
You will be cited for driving without insurance and the other driver being at fault, him and his insurance are still liable for damages.
You shouldn't be, they were the one cited.
An unlicensed driver will probably get cited for not having a license and may even get their car impounded, but is not automatically at fault. The person that the police and insurance company determine caused the accident would be at fault.
No, the insurance company will not cancel your insurance for having three accidents, but they will increase your insurance premium.
If you have insurance call YOUR insurance and they will pay for your damages and then they will subrogate (meaning they will go after the other persons insurance for reimbursement) If the other person has been cited then they are clearly at fault. Nobody can deny that, make sure you contact the police department for a copy of the police report as well.
If she's stopped by the police, whe'll be cited for not having insurance. This means she'd then need to get insurance instantly (see the form SR-22), and report that to the court. Failure to do so can get her license suspended. If she is invovled in an accident with no insurance, the bills will all go to you. More, she will be cited for driviung without insurance (even if she didn't cause the accident). and, in an accident, this doesn't always result in a warning ticket -- sometimes there's a real penalty. I would suggest that, if she's a relatively new driver, you get her attached to your policy, as it'll usually cost less than getting her her own insurance. Your insurance agent can help with this.
Absolutely, the fact that you are cited or not cited will not apply. The insurance company will determine your fault. For example, an accident caused on private property doesn't fall under police jurisdiction but you still caused it so your company would raise your rates.