Best Answer

It depends on your insurance company, and what kind of insurance you are talking about.

Car insurance, you pay deductible if you are At Fault and they'll cover the rest of the repairs. If someone else is at fault, that driver will usually pay everything with their insurance.

Home insurance, you pay for repairs that are not covered (ie plumber, appliance repair). However, your insurance will pay for any damage that was caused to the actual structure of your home. Say you have a leaky pipe, you pay the plumber, but they'll come in and cover all the damage the leak did. Same for an appliance like a washing machine or a dishwasher/fridge. If those leak and damage your floor or cabinets, you pay to repair it but insurance may cover the damage that was done. Most people have a deductible that you still have to pay but beyond that, they'll pay the rest. Hope that answers your question. ^_^

User Avatar

Wiki User

13y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: What do you pay before you insurance begins payinh?
Write your answer...
Still have questions?
magnify glass
Related questions

What is a deductible in auto insurance?

A deductible in any kind of insurance is, basically, the minimum amount before the insurance "kicks in." On any repairs covered by your insurance, you will have to pay the deductible amount before the insurance will pay anything.

What is Pay called before tax and national insurance is taken out?

Gross pay

What is heath insurance deduction?

Its what you are required to pay out-of-pocket before your insurance will cover the costs of your medical bills. Sometimes known as "co-pay".

What is a heath insurance deductible?

Its what you are required to pay out-of-pocket before your insurance will cover the costs of your medical bills. Sometimes known as "co-pay".

Will your health insurance pay first if you are in a car accident?

No. You auto insurance has to pay first before the health insurance will begin to pay. Usually they want a letter from your auto insurance carrier to prove that all medical payments coverage on your auto insurance has been exhausted.

If insured by your employer and your spouse's employer which is the primary insurance?

Your insurance through your employer is your primary insurance, and your spouse's primary insurance is through his/her employer. If both husband and wife are insured on both insurance policies, then you have primary and secondary coverage. But you will still have to pay any deductibles and co-pays before either policy will pay. The deductible is the amount you first have to pay (usually at the first of the year) before the insurance will pay anything. The co-pay is your percentage of what the insurance doesn't pay, which for many health insurance companies is 80% for them and 20% for you. There is sometimes a co-insurance that you have to pay also. Ex: Insurance companies have a set amount that they pay for any office visit, procedure, etc. If the bill is over what the insurance pays, then you are responsible for the balance.

What is the amount you pay before insurance company pays anything?


Will home replacement insurance pay for fire after 3 months of coverage?

Yes, your coverage begins on the effective date of your policy.

Do you pay for medical appointments in America if you have insurance?

It all depends on the Insurance plan that the patient is filed under. some plans require a certain amount to be payed out of your pocket before the insurance will pay.

What is a health insurance co pay?

Generally, a co-pay is a fixed amount that you're responsible for before the insurance coverage starts for a particular medical service.

How long before you are vested for life insurance?

Your life insurance policy would pay out immediately after ratifying the contract

How do deductibles work for health insurance?

A deductible is the amount of your actual, billed health care costs that you must pay before the insurance will kick in. Your premium does not count towards your deductible. The higher your deductible, the more you have to pay before your insurance will start to cover your bills.