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Q: Is it against the law if my car insurance has my friend's name as the principal driver in my car insurance?
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What does principal driver on automobile insurance policy mean?

The principal driver is the person who drives the vehicle over 50% of the time. This is the main driver of the vehicle and the person who will be rated as the driver for computing the cost of the insurance.

What happens if you are driving a friends car who has insurance are you covered?

As long as you have a license. The insurance follows the vehicle, not the driver.

Can a person with out a drivers license purchase automobile insurance for their automobile?

I believe so. The owner would have to include the principal driver of the vehicle for the insurance rate.

Can the driver who is not at fault but has no insurance file a lawsuit against a driver who is at fault and has insurance?

Yes the driver who is not at fault can very well file a suit but one thing is very clear he can not claim any insurance. Yes he can file a civil suit against the other driver. It is done approximately a million times every day. sometimes with no just cause.

What happens if you have a permit and got in an accident in your girl friends car and the other party sets forth a law suit against you?

YOU were the driver and they can sue you and your girlfriends insurance company (your girlfriend too if they wish). They will focus on the insurance company if you do not have any assets.

What happens if you have been in a car accident in a taxi and the accident was driver's fault but she had no licence and no insurance?

He gets arrested.Added: You could consult with an attorney to determine if you have a suit against the cab drivers employer. If it was an "independent" cab (driver-owned) then you might have a suit against the driver and/or his insurance company.

What does driver hit tp mean on your insurance?

On your insurance, driver hit TP means third party. This basically means that if you hit anyone, that person can claim against your liability.

If i have a driver's license and i don't have car insurance can i borrow my friends car?

Yes you can borrow it, but if he doesn't have insurance then you could be breaking the law.

Would the insurance premium of the car owner increase if he was not the actual driver at the time of an accident?

If a claim is made against his insurance...yes.

Was hit by a drunk driver and not hurt badly what can you do?

You can file a claim with your insurance company. You can also get a lawyer and file a lawsuit against the drunk driver.

My car full cover was hit to a another vehicle. Does the other vechle owner can claim against me or to claim against insurance company?

If you are at fault in the accident than the other driver will make a claim to your insurance co.If the other driver sues you than pass the paper work to your insurance co and let them handle the case.

Does insurance follow the driver or the automobile?

Insurance follows the driver.