As long as you have a license. The insurance follows the vehicle, not the driver.
If your child has a license the insurance on the car will probably cover it. The company can take the position that they were not supposed to be driving it and are not covered in which case it would come back to you because the child is underage.
It all depends on her insurance cover
As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.
Ordinarily, a person must be named on the policy as a user of the vehicle in order to be insured under the liability coverage. This is because in setting the premium, the insurer takes into account the driver(s) ages, experience, driving record, and other factors.
What happens if you have insurance and you get hit by someone driving fast down the shoulder of the road in Texas and they hit you?
You get a ticket.
Her insurance may state 'other drivers with the insured's permission' in which case her insurance would at least in part cover damage to other people/cars, but probably not to her own car. If her insurance does not have that clause, you are probably in trouble.
nothing, unless you get caught :-)
There is no breakdown to how or where you drive your car. Enroute to work is a daily activity and you are covered by your insurance. Where problems start is if someone else was driving the car or if you don't have a drivers license.
"Some of the advantages of having a health insurance policy are that if one happens to get sick, they will be covered by their medical insurance. If one is not covered the costs for medical care can be detrimental."
Nothing happens if a person that hits someone in their vehicle and their insurance is covered through another state than the accident happened at. Car insurance companies will pay for damages no matter where they happen at.
You'll be ticketed for driving with an invalid registration and driving without insurance, and you still owe that money to the bank.