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If the accident was not your fault then there will probably be no penalty at all for the claim. A few companies have a discount for no claims also called a claim-free discount. If it is worded like that then you may suffer some penalty. Most companies do not do this and have accident-free discounts which would cause no problem.

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Q: Im a G1 Driver had a accident that was not my fault what will happen please read or help?
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Is a drunk driver always at fault in an accident?

No, but if involved in an accident, even when not at fault, the drunk driver would still be guilty of, and could be charged with, DUI.

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If there is no other vehicle involved in the accident, then the only person who can be at fault is the underage driver.

Is a driver with no insurance at fault in an accident?

He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.

Who do you sue in a three car accident?

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each contributes 50% to liability or fault.

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No driver's license but involved in an accident that wasn't your fault?

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How does the insurance company of a licensed driver look at an accident where the driver they covered is at fault in an accident where the driver not at fault has a suspended license will the insuranc?

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Can other drivers claim bodily injury from your insurance for a car accident in which driver is found at fault?

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If you are in an accident that is not your fault should the other driver pay?

YES, ALWAYS!!!!!!!!!!