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If your license is suspended and you get in a wreck does insurance cover anything?
Wiki User
∙ 8y ago
Probably not. If you don't have a license, get a ride, have someone drive for you, or walk.
It depends. Every Insurance company is different. Some will pay the damages because you pay them every month (or have paid in full) for the premium. Some will only pay to a certain point, others will out and out deny the claim for the reasons Roy stated. There is no universal course of action for every scenerio.
Even if they do pay, that will be the least of your problems because if you're involved in an accident while you're license is suspended you are guilty of a CLASS 6 FELONY in most states and will probably serve time or be put on probation for a while. In either case, you'd forever loose your ability to have a career or enjoy the privledges of United States citzenship.
if you have no license you can't afford to drive. Good luck!
Wiki User
∙ 8y ago
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Does your auto insurance have to cover you if your license is suspended?
Yes it does have to cover you
Will insurance cover accident with suspended license?
Probably not. I am certain that somewhere in your policy there's a clause stating that you can not drive while your license is suspended.
If someone hits you and it is their fault will their insurance cover your damage if your license is suspended?
Yes. The fact that your license is suspended is NOT considered a contributing circumstance to an accident.
What happens if I'm driving my friends car and i get into an accident but my license is suspended will her insurance cover the damage?
It all depends on her insurance cover
Does insurance cover a wreck if your license is suspended?
Insurance and Suspended LicensesYes, If you auto insurance policy was active and in force at the time of your accident then they will cover the losses to the extent and limits of your policy coverage. Bare in mind taht if the Insurance company was not previously aware of your license suspension and depending on the reason they may decide to cancel your policy.AnswerTypically, no. One of the conditions of coverage generally is the existence of a valid driver's license. If the license was suspended but you were nonetheless driving, the insurer may well have a coverage defense.
Whose auto insurance will cover you if driving another person's car if Im driving on a suspended license?
No insurance company will cover you for driving whilst suspended. Any illegal activity will deem your policy null and void.
If someone rear ends you and your license is expired but the car your driving is insured what will happen?
you will get a ticket and probably get your license suspended for longer and insurance will probably not cover the accident b/c you were driving with a suspended license but of course this is just one scenario
If your driver license is suspended for too many points.what type of insurance must you either purchase or prove that you had on effective date of the suspension?
full cover insurance
If your license is suspended in the state of Florida but not suspended in the state of Mississippi and you have a wreck will your insurance still cover you?
Are you planning to have a wreck or did you already have one? Call and ask your agent or claims agent.
Will your boyfriends car insurance cover the accident if your license was suspended at the time?
Assuming you were the one driving his car, yes his insurance will cover his car. The insurance company may drop his coverage for 'irresponsible behaviour' by allowing another person to drive it AND that person had a suspended license. However, your boyfriend could take you to court for the damages rather than file a claim with his insurance company. Technically, you are responsible for his car and you would lose in court.
Will insurance cover the driver if they get into an accident and their driver's license is suspended?
Check the laws of your state and your policy. In my state, it is illegal to drive with a suspended license. Your policy will have exclusions and limitations that specify their position on damage incurred while engaged in illegal activity. In summary... NO.
Will an insurer cover damages if my license is suspended?
YOUR CAR INSURCE
