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If you have an accident caused by black ice and you are not at fault is this covered under comprehensive insurance?
Wiki User
∙ 15y ago
Weather generally can not cause an accident. A driver going too fast for conditions often times causes and accident. Drivers are required to maintain control of their vehicle at all times. This is an "At Fault" accident and the damage to your vehicle is only covered by collisions coverage. The same thing applies to hydro-planing, hitting something or someone in dense fog or heavy rain and or snow too. Some possible exceptions could be a high profile vehicle that is blown over from a strong gust of wind or if lightning struck a moving vehicle and caused the engine to quit causing the power braking and steering systems to fail.
Wiki User
∙ 15y ago
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What is usually covered by a comprehensive motor insurance?
Comprehensive motor insurance usually covers bodily harm or damage caused by an accident. The comprehensive insurance also cover the liability of the car damages in regards to collision coverage. When deciding on collision coverage, it is important to consider the age of the vehicle to determine if comprehensive or full coverage is needed on the vehicle or if collision insurance would be the appropriate choice.
Does auto insurance usually cover physical damage to the engine?
Auto insurance covers damage caused during an accident. If the engine is damaged during an accident that's covered. If it's damaged for any other reason then that isn't covered.
Is a damaged key covered by my comprehensive auto insurance?
Probably not. The main reason is that the cost to replace a key will not be enough to exceed whatever deductible you have. The main issue to consider on any claim is what caused the loss and the claim must be caused by a covered loss.
What does comprehensive car insurance include?
A Comprehensive car insurance policy includes the following: Damages Due to Accidents: If your car will witness any damage due to an accident, nothing to worry about as a comprehensive car insurance policy got you covered. Third Party Losses: In an unfortunate event of third party loss related to person, vehicle or property, your comprehensive policy will take care of the legal and financial liabilities. Car Thefts: In case your car is stolen, your comprehensive car insurance policy will look after the same. Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your comprehensive car insurance policy comes handy. Damages Caused in Fire: If your car catches fire, your comprehensive car policy will pay for the damages.
If a car tires blows out causing you to hit a medium sized highway sign will the car damages and sign damages be covered under comprehensive insurance?
Your collision coverage will take care of this. Comprehensive is for things such as theft, acts of god (such as a tree falling on your car), etc. Collision is for well crashes. You incurred a vehicle malfunction which caused you to have an accident, or collision.
If a flooded street caused engine damage will your insurance cover the damage?
If you have comprehensive coverage it will be covered. 'Flood' is a named peril listed in all auto policy contracts and most likely will be covered without a deductible.
Your daughter caused an auto accident while on your policy She no longer is on it and is being sued from the woman she ran into Does your insurance policy still have to pay?
They should as long as she was covered at the time the accident took place, it was reported, and an accident claim was filed.
What do you mean by comprehensive?
COMPREHENSIVE COVERAGE Auto insurance for the purpose of covering the cost of repair or replacement of the insured's car in case of damage caused by something other than an accident. Comprehensive coverage often requires the payment of a deductible when a claim is made. Comprehensive may be required to qualify for a new car loan.
What do you mean by comprehensive coverage?
COMPREHENSIVE COVERAGE Auto insurance for the purpose of covering the cost of repair or replacement of the insured's car in case of damage caused by something other than an accident. Comprehensive coverage often requires the payment of a deductible when a claim is made. Comprehensive may be required to qualify for a new car loan.
What do you do if you were not at fault for the accident but have no insurance?
hope to god the other car has 3rd party insurance. Third Party insurance covers you for damage caused by your car to property owned by a third party in the event of an accident. That means you're covered for any damage you may accidentally cause to someone else's property.
Does comprehensive insurance cover damages caused by potholes on the road?
It may and My policy does
Why do insurance companies test for drugs after an accident?
Because the accident could have been caused by the use of drugs.
