A Comprehensive car insurance policy includes the following:
Damages Due to Accidents: If your car will witness any damage due to an accident, nothing to worry about as a comprehensive car insurance policy got you covered.
Third Party Losses: In an unfortunate event of third party loss related to person, vehicle or property, your comprehensive policy will take care of the legal and financial liabilities.
Car Thefts: In case your car is stolen, your comprehensive car insurance policy will look after the same.
Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your comprehensive car insurance policy comes handy.
Damages Caused in Fire: If your car catches fire, your comprehensive car policy will pay for the damages.
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A comprehensive car insurance just means to have car insurance. Most insurance companies offer this.