== == You will most likely get a ticket for no insurance, not a cheap one if you are in a compulsory insurance state.
Most states have compulsory insurance laws that require you to insure your car paid for or not. The idea is to compensate the other driver if you are At Fault in an accident, its also a good idea for you since if your car is totaled you will get nothing. I think you can get away with only liability coverage, it will take care of the drivers medical in an accident.
Driving in an uninsured car has serious and expensive consequences.
You will receive a traffic violation. Your license can be suspended.
The police can tow and impound the vehicle. The vehicle can't be released until proof of insurance is procured. The impound fees add up quickly and the tow company can send your car to auction if the fees are not paid within the statutory time period for your state.
Yes. What if something happens to it?
Benefits paid from an insurance policy are separate from property that is left in a will. With an insurance policy, it is paid to the named beneficiary. That is not controlled by the wording of a will.
The life insurance benefit will be paid to the deceased's estate.
You will receive a "you will appear coupon" ie: a ticket and a fine. In extreme cases the car "could" be towed to an impound lot.
If there is a named beneficiary the life insurance proceeds bypass probate and the beneficiary will receive the money. If none is named, the proceeds are paid over to the estate. If the proceeds are paid over to the estate the debts of the decedent must be paid before any assets can be distributed to the heirs.
Read the ticket, both sides. It will advise you of the date it must be paid by and the penalty added if it is not paid on time. The longer you wait to pay it the more you will have to pay. If you ignore it the ticket will catch up to you later on when you go to renew your license, your registration or your car insurance, or if you get pulled over by a police officer for some traffic violation.
the house is paid off and given to the beneficiary
First, there was some other reason you were pulled over, they had no way of knowing you didn't have insurance. Depending on the laws in your state, you may lose your license, you will most likely get a ticket for it. You may have to get insurance before they will release your car. Pay the towing and impound fees. You could easily end up paying $500 to get your car back and unless you have a lot of tickets, that would have paid for more than a years insurance. It's almost always better and cheaper to play by their rules. Been there, done that.
Driving in an uninsured car has serious and expensive consequences.You will receive a traffic violation. Your license can be suspended.The police can tow and impound the vehicle. The vehicle can't be released until proof of insurance is procured. The impound fees add up quickly and the tow company can send your car to auction if the fees are not paid within the statutory time period for your state.
Once your insurance has paid, you are responsible for the rest.
In most cases the proceeds will be paid into the estate.
Your expired plates should not cause an insurance claim to be paid.