As long as the Adult:
how do i get car insurance with just my learners permit?
Your Insurance Rates will almost always "decrease" when you obtain your permanent Drivers License, barring any accident or tickets having accumulated while you had the learners permit.
It is possible that the insurance rate would go up if a permitted driver has an accident. Usually, raising insurance rates is not an individual decision.
no
Do not know what you mean by 'insurance loan'?
you ni^^a
Yes.
yes
Allstate will not charge you for a driver with a learners permit for the first year.
No they won't. A learners permit is not a valid license. They shouldn't be driving without a licensed driver. The owner of the car can be held liable. They can be sued for allowing an unlicensed driver, drive their vehicle.
Of course, it depends on whether or not you had an eligable adult in the front passenger seat next to you. I had a car accident the day after I got my permit (was driving with an adult). I did not get in trouble with the police; they were very kind and professional about the whole situation. Luckily, our insurance convered the damages done to our cars. No tickets, fees, or court orders. -This was in the state of Georgia-
No, the teeager is covered by the parent or whoever sign for them to get the permit.