No, the teeager is covered by the parent or whoever sign for them to get the permit.
yes
how do i get car insurance with just my learners permit?
Yes you do If you have a learners permit, you should always be accompanied by an adult that has a valid drivers license , And yes the car most be insured.
This varies by state law. Ask your insurance company.
no
I hope not for my sake, but it's always best to check with your auto insurance provider.
Do not know what you mean by 'insurance loan'?
No you don't i just talked to my drivers' ed teacher and he said that you don't need to have insurance for just a learners permit. You only needed when you get your full licences
Yes.
It depends on the insurance companies rules.
Allstate will not charge you for a driver with a learners permit for the first year.
that's the purpose of a LEARNERS permit