No, the teeager is covered by the parent or whoever sign for them to get the permit.
yes
how do i get car insurance with just my learners permit?
Yes you do If you have a learners permit, you should always be accompanied by an adult that has a valid drivers license , And yes the car most be insured.
This varies by state law. Ask your insurance company.
no
I hope not for my sake, but it's always best to check with your auto insurance provider.
No you don't i just talked to my drivers' ed teacher and he said that you don't need to have insurance for just a learners permit. You only needed when you get your full licences
Do not know what you mean by 'insurance loan'?
Yes.
It depends on the insurance companies rules.
that's the purpose of a LEARNERS permit
Have your parents contact your insurance agent as soon as you receive your learners permit. Most companies require that you be added to policy as a driver. Most companies don't charge an extra premium for drivers with learners permits but do want them listed.