If the insurance is not involved, nor the courts involved, no one can force you to do anything. You need to be shown in fault to have to pay. The other driver cannot make the decision that he was not At Fault, because you can decide the same and who is to decide who is right? * Yes. A police report is not necessary for an insurance claim or a lawsuit for recovery of damages to be implemented. Since the questioner admits they were backing out of the parking spot and exchanged insurance information, it would be quite easy for the injured party to prove negligence by the person who was leaving the parking spot. Regardless of where the incident occurred or if the other car was "speeding" any person entering into in traffic flow bears the responsibility of assuring that they have a clear right of way.
Whoever the police report charges with the accident.
Is it possible that you are both at fault? The person backing out is at fault. He was stopped and should have been looking before backing out. However, if the parking lot is designed so that you can only go one way, then you may be at fault. The insurance companies will look at the police report and fight it out.
If you are both moving, the one at fault is whoever the police officer says is at fault on the accident report. That's all I can tell you with this information. I hope you called the police. They will say you backed into them and you will say they ran into you. Without a police report faulting one of you, the insurance company will say both are 50% at fault which means each pays for their own damage.
Clearly, if you hit a stopped vehicle with yours then you are at fault, regardless of whether you were going forward or backward. Similarly, anyone backing up has an obligation to use the utmost care.Here is a fact you should know . Any accident in a parking lot is not covered by any insurance , only wrecks on public roads . Insurers do cover accidents that occur in private parking lots. The police however will not respond nor make a report unless there are injuries. The person who was backing up will most likely be the "at fault" driver
if they are the ones that hit your car then yes, they or their insurance are the ones who have to pay.
Calling the police lets the victim file a police report to provide for both insurance and legal reasons.
Speeding will result in a fine, if the police catch you.
Both of you. Neither driver was watching where they were backing. The ultimate fault will be determined based on the police report and an investigation.
Backing into a pole hardly warrants a police report. Police reports are commonly done only when two vehicles collide on a public street. You simply go to your insurance agent and tell them that you backed into a pole, and they will take it from there and tell you what has to happen to get the repairs done.
The owner of a car is responsible for the fines (parking, speeding, etc..) except when he provides the name of the driver - or of the person who rented the car. You can choose NOT to pay, and it is likely that there will be no further action. You will not hear of it unless you run across a French police check, in what case the police check into the national police computer will bring the case up.
Hopefully you have insurance. Call the police, if you weren't driving the vehicle at the time of impact, then it shouldn't matter that you don't have a license. After the police have filed a report, file a claim with your insurance company. If you have no insurance, call the police anyway. But know that you will have to foot the bill for all damage because you don't have insurance.
Just file a claim with the other parties insurance company. You called the police and got an accident report, right?