If the designated driver was sober and not breaking any laws and did not get any traffic citations, your insurance should not be affected. If the investigating officer gave the OTHER driver 100% responsibility for the event, you're ok. BTW, thanks for using a designated driver.
Sure will.Its your policy,not the person driving its.
The person who gets a ticket for a moving violation is the person who will be affected on their insurance rates. Your insurer checks your driving record. They have no way of checking who else may have received a ticket while driving your vehicle.
No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.
tottaly the owner because it not really your sons car
Although it depends on your insurance, the driver is covered if driving with your permission.
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
The cheapest insurance in Kansas for someone with a bad driving record can be found at www.progressive.com and you can also compare rates with other car insurance companies
What happens if you have insurance and you get hit by someone driving fast down the shoulder of the road in Texas and they hit you?
If they were driving it with your knowledge or permission, yes. Actually, no it won't. Each person is liable for their own actions, regardless of the car they are in. The driver's insurance will go up and would also be liable for any criminal acts. I would assume that if someone else is involved in an accident, while driving your car, your rates will go up? Your insurance will NOT be affected if someone used your car and got a citation BUT,,, If they had an accident and had NO insurance YOU would be involved. If your registration and or insurance is not up to date, you and the driver will pay some fines and get violation points for the above.
Your are insured. I just called 3 agents. Progressive, Geico, and all-state. Again, every state is different. In Wisconsin, the insurance follows the car, so if you borrow someone's car, you are borrowing their insurance. This means that if you lend your car to someone, and they have an at-fault accident, your insurance will be primary (theirs is secondary), and it is likely your insurance rates that will be affected!
His liability insurance on his car should transfer to the vehicle that he is driving.
This law can change from state to state. It is best to check with your state's laws to see if you would be ticketed for driving someone else's car that has no insurance.