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You can accept the claim and then buy back the car. This way you get money for the claim and you get to keep your car. The price for the car will be way lower at the totaled price than what you will receive in the claim.

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Q: If insurance declares a car totaled can you cancel the claim and keep the car?
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Related questions

Is it possible to cancel an auto insurance claim?

I really dont know that answer.


Can you put an Insurance claim in on an already totaled auto?

Yes, you can put in an insurance claim for any reason. It is up to them to pay or deny any claim. It will be tough to determine which damage was there prior to any other accident.


Can you cancel stolen car insurance claim?

You can't just cancel a claim. It is basically up to the Insurance co. to either aprove a claim or deny it. However, it the vehicle was stolen, it is your resposibility to provide a police report proving that the vehicle was indeed stolen.


If you report a claim to your insurance company can you cancel it if the damage is not worth fixing?

Absolutely


Can you cancel car insurance with pending claim?

Yes you can, the claim is for the date of the occurrence which hopefully happened while you were insured.


How can you get the insurance company to say your car is totaled when they claim they can fix it?

You can't. Usually it is up to the insurance company's discretion. They have the right to settle their insurance claims for as little as possible without litigation. \


Can your auto insurance company cancel your insurance while you have an open claim?

Yes, your claim is based on the date that it happens so it's more important for you policy to be in force on that day.


Will an insurance provider that offers cheap rates cancel your policy if you have to submit a claim?

Some insurance policies have no tolerance for accidents and may cancel your policy after your first claim. Others, like State Farm, will place you into a lower group with higher rates if you have an accident.


After a claim can you still use your insurance policy?

An insurance policy should still remain valid for the remaining term following a claim providing that the claim is such that it does not require the insurer to cancel the policy. You should check with your insurer.


I had a house fire last year and my insurance company dropped me after the claim Can my girlfriend purchase a homeowners insurance policy and claim that she has never had a canceled policy?

She can buy a new policy all day long and claim she had never had a policy cancel if: 1. She is the only person on the deed to the house. 2. She never had a policy cancel.


What law give the insurance company ownership of a totaled car?

It's not a "Law", it's an agreement between you and your insurer. If your car is totaled, and your insurer pays you or the leinholder a claim, the car is then property of the insurer to regain any money the can from the claim. It should be explained in the many lines of text in your policy.


If your car has been totaled what are your options while waiting for the other drivers insurance company to handle the situation?

you can go ahead and contact the other drivers insurance company and determine the status of the claim.