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If Someone hit your car do you claim it on your insurance or theirs?
Wiki User
∙ 13y ago
If they admit fault and their insurance company says they will pay for everything then it's been my experience that you get a choice. If you work through your own insurance company they may withhold your deductible amount until the other insurance company pays up. I believe that it makes sense to just work with the other guy's insurance company. They'll make an offer (if it was totaled) or ask you if you have a body shop preference and to take it there and they pay the bill. The deductible amount is not a factor since the other party is At Fault. In fact, I'm not sure why this isn't just standardized and made the common way to handle it, with the exception of if you believe that you're not being treated fairly.
Wiki User
∙ 13y ago
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You are driving a friends car but your car has insurance and his car has his insurance will you be covered?
Your are insured. I just called 3 agents. Progressive, Geico, and all-state. Again, every state is different. In Wisconsin, the insurance follows the car, so if you borrow someone's car, you are borrowing their insurance. This means that if you lend your car to someone, and they have an at-fault accident, your insurance will be primary (theirs is secondary), and it is likely your insurance rates that will be affected!
If someone hit your car but you have no insurance can you still put a claim in on their insurance?
That all depends on the details and the rules in your state.
How can someone get the car rental excess insurance for free?
To get your car rental excess insurance for free the following steps need to be taken. Take out car hire excess reimbursement insurance and make a claim on it.
What happens if someone hits your car with their car and you have no insurance and got hurt?
If you have no insurance you may get a ticket, but you will want a police report on the accident to claim their insurance, if they were at fault. so call the cops
What if you are driving someone else's car and you get in an accident that is your fault?
Their insurance would be primary and your insurance would be considered secondary when filing a claim.
If someone has made a claim off your car insurance does that mean you have made a claim?
This means that a claim has been made AGAINST you. Your insurance company, in most instances, will not pay the third party until they have discussed the claim with you and verified what happened.
Can you sell your vehicle with an insurance claim pending?
Selling your car with insurance claim pending, will simply null and void your insurance claim. Because your damaged car can be subjected to inspection by the Assessor of the Insurance Co. for assessment of the insurance claim any time.
Will my car insurance be affected if I am a named driver on someone else's insurance and they need to claim their insurance?
No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.
What is the procedure for someone bumping your car?
Trade Insurance information with the other party and make out a claim with your own.
If someone is listed as a driver on the insurance policy can they be accused of stealing the car?
Yes. Being on the insurance doesn't make someone the car's owner. Only the deed holder or the lien holder can be classified as the owner and can claim that the car is stolen. yes
What if someone else drove your car caused damage only to your car can you ask him to claim the damage on his insurance?
The car's insurance would kick in first because YOU gave them permission. Their insurance would pay for whatever is left over.
What can happen when you have full coverage on your car and lend your car to someone who has an expired drivers license and they get into an accident?
You can be sued, and your insurance company can deny the claim.
