One can file an insurance claim for a rear end collision by going to one's insurance carrier's collision center, and filling out the necessary paperwork as they take a look at your vehicle.
If you file a claim with your insurance company for your own damage (if you have collision insurance) yes...probably.
Depends on what insurance you have. LIABILITY insurance covers damage you cause to other people and their cars. COLLISION covers damage to your car from an accident. COMPREHENSIVE insurace covers fire, theft, flood and broken glass. Check with your insurance company.
If you have collision coverage, file a claim with your insurance company. They will pay for your damages, minus your deductible, and then pursue the other vehicle's owner to get your money back (Also check your policy to see if you have Uninsured Motorist Property Damage). If you don't have either coverage, you would have to pursue the other vehicle's owner legally.
I was rear ended a while ago by a person who was renting a vehicle. She had insurance on the rental and her own vehicle through Safe Auto. Hopefully you exchanged info. with the person that rear ended you! In my case, we exchanged info. Her insurance called me but had told me that since she had rental insurance that the rental place would cover the damages to my vehicle. That was a lie on Safe Auto's behalf. Safe Auto was liable for the damages to my vehicle and after getting on them about my claim through them, I was finally reimbursed. Point being that the claim should be filed through their (the person that rear ended you) insurance company. If you didn't get any of the other person's info. then I would suggest talking with your own insurance company.
No your vehicle is not covered. That is why it is always recommended that you carry comp and collision and uninsured motorist.
Most likely you will loose your licence. Some states will allow you to pay a fine for a provisional licence that will allow you to drive to and from work and during the course of work. This happened to me in Ca. I payed $250 bucks for a year. If they have insurance, it is likely it will pay for THEIR med bills and damages. If they don't have insurance, they may sue you for damages. But seeing as you said they want to file a claim, I'm betting they do have insurance.
any time you are rear ended, it is the other driver's fault, from an insurance standpoint. if you have comp and collision, your insurance company will get you a replacement vehicle. If you only have liabiliy, i am sorry to say, you get nothing.
Yes, there does not need to be serious damage to a vehicle for a passenger to sustain an injury such as a whiplash. You can file a law suit for anything, someones cat looked at you funny, so sue them. A frivolous claim shouldn't pass summary judgement, the motion from the other side where the judge can determine if the claim has any merit. The burden is on the plaintiff to have a claim with enough merit- In this case what are the nature of the injuries. Will a doctor vouch that they are consistent with a rear-end collision. Was there an accident report connecting the alleged rear-ender to the victims car- if not, were there witnesses or admission by the driver. Most P.I. (Personal Injury) lawyers will review your case for free and determine two things- Does it have merit. Can they make money off it.
The other party can still file a claim with your insurance company, but it is highly unlikely that the Police would get involved at this point. Depending on what state you are in, the other party has years to file that claim. If the accident was that minor and they haven't reported it by now, they probably never will.
Usually the person in back, but the police will do an investigation as well as the insurance company to determine fault.
you need to file a claim against their insurance company- anyone who hits you from behind was not alert enough to stop in time- unless this is a fraud most people who are hit from behind should not be at fault
it is possible to damage the transmission in a rear end collision. this is especially possible in rear wheel drive vehicles. even in a light rear end collision with a rear wheel drive vehicle can shove the drive shaft into the transmission causing serious problems.