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This question generally deals with what is usually called the "Financial Responsibility Law". While the precise requirements of them differ by state as to the type and amount of auto insurance required, all states have such laws. They require that certain types and amounts of auto insurance be maintained by a registrant or driver of a vehicle.

The persons insured under an auto policy are specified in the policy. Often, they are indentified according to their relationship to the individual to was issued the policy, who is usually called the "named insured". Therefore, whether the holder of a learners permit has to be specifically listed on the policy depends upon the terms of the policy contract. He or she may be covered by virtue of his or her relationship (as a child) of the named insured (the parent).

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Q: Does your parent have to have insurance on you if you are driving on a learners permit?
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Related questions

Do you need insurance to get a learners permit?

No, the teeager is covered by the parent or whoever sign for them to get the permit.


How do you get insurance with just your learners permit?

how do i get car insurance with just my learners permit?


Does a 15 year old with a learners permit have to be added to your insurance?

Absolutely, and before they start driving.


In the state of Georgia does a person with just a learners permit have to have auto insurance?

no. because as long as the parents has insurance they are fine. And this is only if the parent adds them on their insurance.


Can you drive in the state of Florida on a learners permit without insurance?

The VEHICLE that you are driving must be properly insured.


Can a minor be a designated driver for a parent in NJ?

Providing that you are legally "fully" licensed (not a learners permit) there should be no difficulty in driving your parent(s).


How long does driving with no insurance last?

Sincerely, until police notice.But if you mean with a learners permit, that one doesnt last until you get your operators insurance.


Will insurance companies pay for accident if driver with learners permit was driving alone?

No they won't. A learners permit is not a valid license. They shouldn't be driving without a licensed driver. The owner of the car can be held liable. They can be sued for allowing an unlicensed driver, drive their vehicle.


Should someone with a learners permit have insurance?

no


Do you need insurance with a learner's permit?

Yes. All cars on the road have to be insured. If you have a learners permit, then you need to be driving with someone who does have their license and is insured.


Learners permit insurance loan?

Do not know what you mean by 'insurance loan'?


Can you get insurance if you are 17 and have only a learners permit?

Yes.