State Farm may cover foundation damage under certain conditions, typically if it's caused by a covered peril, such as a burst pipe or a severe storm. However, damage resulting from wear and tear, neglect, or poor maintenance is usually not covered. It's essential to review your specific policy and discuss with an agent to understand the details of your coverage. Always check for any exclusions or limitations that may apply.
I understand, from conversation with State Farm agents, that yes, State Farm, at least here in Colorado, does cover damage done by raccoons, even though State Farm policies may not cover damage done by "rodents" or "vermin". Raccoons are generally considered to be "wildlife" and thus, damage done by them is treated similarly to dmaage done by their distant cousins, bears.
No.
yes,yes they do
It depends on how the damage was done by the bird.
Yes it does, through their comprehensive insurance coverage.
State Farm is very likely to cover water damage, and the repair of a leak to stop water damage that has already occurred in your home. They may or may not cover slab leaks that have not caused damage to your home or belongings. They will almost certainly cover the cost of a pipe that leaks upstairs and causes massive amounts of damage through the ceiling and downstairs. Only a claims adjuster can tell you for certain whether any given circumstances will be covered.
Yes, rodent damage would be covered under your comprehensive coverage, your deductible will be applied.
No. RVs require their own insurance policies.
Yes and i believe no premium hikes if it was not your fault.
I was told by a State Farm Agent that they do not cover rental cars in Puerto Rico.
Yes
Liabilty will not cover damage from a collision with a deer no matter what insurance company you have. Animal collisions are covered under "Comprehensive" or "Other Than Collision" coverage. Liability only covers damage you do when you are at fault.