No.
I understand, from conversation with State Farm agents, that yes, State Farm, at least here in Colorado, does cover damage done by raccoons, even though State Farm policies may not cover damage done by "rodents" or "vermin". Raccoons are generally considered to be "wildlife" and thus, damage done by them is treated similarly to dmaage done by their distant cousins, bears.
Yes.
Most policies exclude coverage for damage caused by animals, varmints, and insects.
Usually not. Destruction by vermin (which raccoons would likely be classified as) is typically excluded from a standard homeowners policy.
The answer depends not on what state the damage occurred in, but what kind of coverage you have. If it is your car, damage from an animal is covered under "comprehensive" coverage. Look at the declarations page of your policy to see if you have this. For homeowners insurance, usually damage from larger animals, like raccoons is covered, but smaller animals, like rodents, termites, etc are not covered.
Check with your agent. There may be some compensation for repairs, but not for ridding your home of the raccoons.
It depends on how the damage was done by the bird.
They're telling us they will not because they are rodents. Raccoons are not rodents. Apparently there will be a law suit against Allstalte if they don't change their stance.
State Farm is very likely to cover water damage, and the repair of a leak to stop water damage that has already occurred in your home. They may or may not cover slab leaks that have not caused damage to your home or belongings. They will almost certainly cover the cost of a pipe that leaks upstairs and causes massive amounts of damage through the ceiling and downstairs. Only a claims adjuster can tell you for certain whether any given circumstances will be covered.
There are over one hundred different automobile insurance companies that provide service to the state of Texas. Two of the most popular providers are State farm and Allstate.
AnswerIt may vary state to state but generally NO insurance will not cover the leaking pipe but it will cover the cost to get to it and repair the damage done to get to it as well as cover the damage done from the leak. You are on your own with the cost of the plumber. Best bet is to read your policy on exclusions. If it is not excluded, it's covered.