Yes, rodent damage would be covered under your comprehensive coverage, your deductible will be applied.
currently going thru this. State Farm says they will cover, but don't do anything to vehicle until they have an adjuster/claim rep assess damage
It depends on how the damage was done by the bird.
Yes it does, through their comprehensive insurance coverage.
Liabilty will not cover damage from a collision with a deer no matter what insurance company you have. Animal collisions are covered under "Comprehensive" or "Other Than Collision" coverage. Liability only covers damage you do when you are at fault.
Uninsured motorist property damage coverage is usually not required and sometimes is not offered at all in a particular state. If it is offered in your state you should consider purchasing it. One accident with an uninsured driver can leave you with significant bills to cover your property damage.
The answer depends not on what state the damage occurred in, but what kind of coverage you have. If it is your car, damage from an animal is covered under "comprehensive" coverage. Look at the declarations page of your policy to see if you have this. For homeowners insurance, usually damage from larger animals, like raccoons is covered, but smaller animals, like rodents, termites, etc are not covered.
This would depend completely upon the cause of the damage. If a tree fell on the car during a major storm and broke the windshield completely and then rain from the storm caused damage then yes if the policy had comprehensive coverage, it would pay for the damage. The cause of the damage would be covered if it was a covered cause.
No homeowner policy will cover a vehicle that was stolen. Insurance varies from state to state but generally you can buy comprehensive protection only which will cover theft.
I understand, from conversation with State Farm agents, that yes, State Farm, at least here in Colorado, does cover damage done by raccoons, even though State Farm policies may not cover damage done by "rodents" or "vermin". Raccoons are generally considered to be "wildlife" and thus, damage done by them is treated similarly to dmaage done by their distant cousins, bears.
No.
yes,yes they do
In Ohio, the state is generally not liable for damage caused by deer or other wildlife. This is because the responsibility for such incidents typically falls on the driver, as wildlife collisions are considered an unavoidable risk. Drivers are encouraged to have comprehensive insurance coverage to help cover damages from such accidents. However, if a specific roadway condition contributed to the accident, there may be potential grounds for a claim against the state.