Yes, if you have Liability coverage on your policy, then it would provide coverage for the cost of legal defense as well as court judgements rendered against you for whch you are found liable.
Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.
No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.
Bodily injury liability and property damage liability should cover those.
Your home insurance property coverage portion of your policy would not provide coverage for property of another. However, If you are found liable for damage to your neighbors property your liability coverage would invoke. Most homeowners Insurance policies come as a package with some level of Liability Insurance unless you purchased stand alone property only coverage.
Caution Laymans Answer! Basically Liability is to cover damage done to outher people and other peoples property.
the owner of the gazebo if they were negligent the maintenance of it. Your homeowners insurance would cover the damage. However, some insurance companies provide up to $500 for property damage to coverage others absent of liability.
Liability would only cover the insured for his damage to the property of someone else. Your insurance will have to cover the damage to his truck.
Property damage liability insurance is to cover the damage you may cause to someone else's property. Different states have different car insurance requirements and regulations. Further, some people get larger property liability insurance coverage than the minimum requirements.
PlPD = public liability, property damage, meaning your policy will cover medical and some property damage to a vehicle or property you may have an infraction with
General liability insurance does not provide property coverage, except for 3rd party claims alleging property damage due to the insureds' negligence.
No, only "comprehensive" coverage would pay for that. Liabiility AKA PLPD AKA property damage and liability ONLY covers other vehicles you may damage in a crash YOU have caused.
Liability insurance only covers damage you did to the other vehicles, property, and persons. It does not cover any damage to your vehicle or yourself. Towing your vehicle would only be required if it was damaged, so your liability insurance won't cover it (but the other person's liability might depending on the actual findings of fault).