The way that most insurance policies are written is that you are required to contact your insurance company whenver you have a loss. Tickets don't matter, fault doesn't matter. It doesn't even matter if nobody intends to claim for damages. Your insurance policy is a contract.
Yes.
Not if it happened on private property and generally speaking if you weren't issued a ticket at the scene of the accident you most likely won't get one later. The insurance company can't issue a citation. Only the police can do that.
No. An insurance policy cannot be issued to pay for an accident that already happened. Why in the world would you think that an insurance company would take on a claim that happened before you purchased the policy.
if your insurance agent had entered the wrong vin number in when getting you insurance by one digit and they issued you a policy and have been driving around under the assumption you had insurance and get in an accident?? who is liable??
Contact the party that issued the insurance policy for this answer.
yes,........ tickets are only issued if the police observe an infraction
No, no ticket, no report, no knowledge to insurance company.
the no tickets and no insurance do not determine liability (who is at fault for the accident), now if the uninsured driver is at fault then of course a state report can be filed, and they could lose their license, be fined, have to pay for other parties damage etc.......the ins.claims dept will investigate to determine liability for the accident and that person (or ins co) will have to pay for the loss of the innocent........(or percentage of such if not 100% negligent dependent upon state liab. laws)
While your insurance company only cares who pays the insurance policy, the DMV doesn't care who owns the car. The driver who causes the accident will have it show up on his/her driving record (if there was a ticket issued).
To find the answer to your question, you will need to phone the following company and ask them direct.: Provident Life and Accident Insurance Company 1 Fountain Sq. Chattanooga, TN 37402 TN Tel. 423-755-1011 Toll Free 800-633-7490 Fax 423-642-4260
You just contact the insurance company that issued the policy.
check your answer