Yes.
Yes you can. that is why you have to trade insurance information when an accident occurs. They will handle it from there and will most likely want to do an investigation.
No, because you payed for it so they use your money to fix the car if you have an accident.
Citizens Home insurance Company was a family members company as well. We have an assumption certificate that states the Independent Life and Accident Insurance company in Jacksonville, FL effective September 8, 1981. I have googled the Independent life and Accident Insurance and this is what I have found: In 1997 Independent Life and Accident Insurance company merged to American General Life and Accident as well as Home Beneficial Insurance Company and Gulf Life Insurance Company. American General Life and Accident Insurance Company was acquired by AIG in 2001 You can visit their website at www.aig.com Hope this helps.
The insurance company has not authority to do what you are describing here. It sounds like you were really charged in this accident and deemed at fault and the Department of Motor Vehicles has suspended your license because you refused to pay a fine for the ticket you got in the accident. Also, the insurance company can file suit against you if you are found to be at fault and you decided not to cooperate with the investigation. If their was two stories as to who was at fault and you decided that you were right so you didn't bother to help the investigation with either company. Next, your insurance company could not fight on your behalf because you wouldn't assist them with the claim investigation. At this point, the claim would be deemed to be your fault and the rest fell into place after that. A company does not have the authority to do anything you have stated here so I don't really know what is happening. Sorry I can't help more.
who took over independent life and accident insurance company
It could be an insurance policy taken out with an insurance company in case of an accident.
It is basically that you have all the right to know what is going on with the case anytime that you call to try and find out any information the insurance company has to tell you what is going on, where the investigation stands and so on.
They have been bought out by American General Life & Accident
When people have accidents in their automobile and someone is injured it is required to report it to the police and to their insurance company. This is because the injured person may need a doctors care and the person responsible for the accident is the one that will be required to pay through their insurance company.
No.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
Depends on what insurance company it is.