the no tickets and no insurance do not determine liability (who is At Fault for the accident), now if the uninsured driver is at fault then of course a state report can be filed, and they could lose their license, be fined, have to pay for other parties damage etc.......the ins.claims dept will investigate to determine liability for the accident and that person (or ins co) will have to pay for the loss of the innocent........(or percentage of such if not 100% negligent dependent upon state liab. laws)
The way that most insurance policies are written is that you are required to contact your insurance company whenver you have a loss. Tickets don't matter, fault doesn't matter. It doesn't even matter if nobody intends to claim for damages. Your insurance policy is a contract.
Yes.
Contact the party that issued the insurance policy for this answer.
yes,........ tickets are only issued if the police observe an infraction
ANSWERIn this case you need to go to court and fight the ticket, if you believe that you are not at fault for the accident, however, based on your own insurance policy, it may be different. Most likely, both of the Insurance co. will deny liability to each other, and if you don't win your ticket in court, you are stuck with your own costs.
look up an policy
No. Speeding tickets are issued to the driver not the vehicle.
There are no time limits on traffic tickets. They can be collected on any time after they are issued. Most insurance companies will not count them after a period of time. And the points are removed from the driving record eventually, the length varies by state.
No. An insurance policy cannot be issued to pay for an accident that already happened. Why in the world would you think that an insurance company would take on a claim that happened before you purchased the policy.
Well, for now it will effect Dad's. If the boy was issued tickets, and they are still on his record when he applys for coverage this will show up and he will be rated accordingly.
if your insurance agent had entered the wrong vin number in when getting you insurance by one digit and they issued you a policy and have been driving around under the assumption you had insurance and get in an accident?? who is liable??
No, not that one particular charge. However, every moving violation has 'points' attached to it. If you get too many tickets (i.e.: too many points accumulated) your rates will go up. EXCEPTION: If the ticket was issued as a result of an accident - yes - your rates WILL go up because of the accident caused by that violation.