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Do I have to pay the deductible on a hit and run in a parking lot?
Wiki User
∙ 15y ago
Without another party for the insurance co. to assess liability to, yes you will. Should be your collision deductible, but it also should not affect your rates when you next renew.
Wiki User
∙ 15y ago
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If your car gets hit by a customer in your company parking lot. A hit and run. does the company have to pay your deductible?
No, they don't pay your deductible and neither do you, a deductible does not apply to a hit and run.
If you hit another car in parking lot do you pay there deductible?
If you hit the car (i.e., you're liable for the accident), the other driver shouldn't have a deductible - your liability insurance should pay the entire claim.
If someone hit your car in a parking lot and left do you have to pay a deductible?
yes if you are paid under the collision coverage or uninsured motorist property damage coverage (only applicable coverages for this scenrio), you generally don't 'pay' your deductible it is deducted from the ins companys payment if you repair your vehicle then you pay the ded. to the repair facility.....hard for people to understand but you chose your deductible when you purchase the policy and if that coverage is used that deductible applies regardless of fault....
Do you have to pay the deductible if you hit another car?
If your policy contains a Deductible clause then yes you will have to pay your deductible.
If your parked car is hit in a school parking lot by an uninsured motorist what action can you expect from your own insurance company?
It depends on what sort of coverage you have on the vehicle. If you are fully insured, then the insurance will pay the damages minus your deductible. If not, you are on your own and will have to try to get the other party to pay for the damages. If your insurance pays, you can still sue the other party for the amount of your deductible.
If your car was hit while parked do you have to pay the deductible for the repair?
This would be dependent on the insurance you have. If you know who hit your car and have all of the pertinent information, you probably should not have to pay the deductible. If you don't know who hit your car, and your state and/or you do not have waiver of deductible insurance, then you would have to pay the deductible.
Does your auto insurance deductible cover your car and the car that you hit in an accident?
You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.
If a car is vandalized in a municipal lot should the city pay the deductible?
Most times the answer is no. Go to parking lot and there should be signs posted that they are NOT responsible for any vandalisim to your car while it is parked there. If there ARE NO signs, your in luck, and might be able to recover deductible.
If someone hit your car in a parking lot and filed a police report does their insurance pay?
if they are the ones that hit your car then yes, they or their insurance are the ones who have to pay.
Do you have to pay your deductible if you hit a deer in your vehicle?
You have to pay your deductible no matter what if your insurance company asks for it because that's the part you pay.
Do drunk drivers have to pay the deductible for the person they hit?
no
Will you insurance premium go up if you claim a parking lot hit and run accident and pay 500 deductible and insurance covers 1000?
Yes, most likely, your premium will raise to some degree. If you don't claim it through insurance, there would be no premium hike. Parking lot incidents are almost ALWAYS considered 50/50 fault, sad to say, unless you can PROVE otherwise!
