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If you hit the car (i.e., you're liable for the accident), the other driver shouldn't have a deductible - your liability insurance should pay the entire claim.

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15y ago

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If your car gets hit by a customer in your company parking lot. A hit and run. does the company have to pay your deductible?

No, they don't pay your deductible and neither do you, a deductible does not apply to a hit and run.


Do you have to pay the deductible if you hit another car?

If your policy contains a Deductible clause then yes you will have to pay your deductible.


Does your auto insurance deductible cover your car and the car that you hit in an accident?

You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.


Who is at fault in a parking lot accident where one car was coming into the parking lot and then hit from the side by another car?

Its the person that hit the car coming in to the parking lot because probably the bad car was speeding. :)


Do I have to pay the deductible on a hit and run in a parking lot?

Without another party for the insurance co. to assess liability to, yes you will. Should be your collision deductible, but it also should not affect your rates when you next renew.


If your car was hit while parked do you have to pay the deductible for the repair?

This would be dependent on the insurance you have. If you know who hit your car and have all of the pertinent information, you probably should not have to pay the deductible. If you don't know who hit your car, and your state and/or you do not have waiver of deductible insurance, then you would have to pay the deductible.


Who is responsible to pay for repairs to my car which was parked in a parking lot and another car hit the passenger side causing considerable damage?

The Person who hit your car.


If you have full coverage auto insurance and you damage another vehicle and not yours do you have to pay a deductible?

It is the liability portion of your auto policy that pays for the damage to another vehicle that you hit. There is no deductible to fix the other car.


Who pays when a parked car is hit by another car that was hit for a running away car?

I believe you are saying one care is parked and is hit by another car that leaves the scene of the accident. If your vehicle has uninsured motorist coverage then the UM coverage will pay to repair your vehicle less your deductible. If later a witness or the offender turns himself in and your company had already paid, the other party will reimburse the insurance company and they will reimburse you for your deductible.


If you hit a parked car and the damage is over your deductible how does that work?

If you hit a parked car, the deductible applies to your vehicle, not the parked car. The other vehicle is covered by your liability coverage and there is no deductible attached. You pay the deductible on the repairs to your vehicle, usually to the shop after the work is completed, the insurance company handles the balance directly.


Who is at fault if car 1 pulls out of a parking space into another car driving down the lane?

If you are pulling out and hit the other car.....you are. Person in the lane has the right of way.


If you are 3-4th out of the parking spot and hit another car with on the left front and rear doors who is at fault?

You are. Improper backing.

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