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Q: Do drunk drivers have to pay the deductible for the person they hit?
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Does your auto insurance deductible cover your car and the car that you hit in an accident?

You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.


If your car gets hit by a customer in your company parking lot. A hit and run. does the company have to pay your deductible?

No, they don't pay your deductible and neither do you, a deductible does not apply to a hit and run.


Do you have to pay the deductible if you hit another car?

If your policy contains a Deductible clause then yes you will have to pay your deductible.


Do you always pay deductible if your car got hit in your driveway during the night and you don't know who hit you?

Yes, this would be covered with your uninsured motorists coverage and all uninsured motorists sections have a deductible of at least $250 or higher for the property damage section of the UM coverage. If later on the person admits or some way it is discovered who hit the car, then you would get your deductible back when you company was reimbursed by the person or their insurance company.


If your car was hit while parked do you have to pay the deductible for the repair?

This would be dependent on the insurance you have. If you know who hit your car and have all of the pertinent information, you probably should not have to pay the deductible. If you don't know who hit your car, and your state and/or you do not have waiver of deductible insurance, then you would have to pay the deductible.


What are the odds of being killed in a car crash?

50/100. If your careful enough not to get hit by a car in the street lucky you. Depends if there are drunk drivers.


Are you responsible for the deductible on the insurance of the car you hit if you do not have insurance?

If you were legally at fault, you are responsible to pay all damages to other vehicle. Even if you pay the other persons deductible, that insurance co. will come after you for total amount. The person that you gave the money to for their deductible will then have to give some of that back to insurance co., if they find out that deductible was given to him (her) by you.


Do you have to pay your deductible if the accident was not your fault?

No. The other person's insurance should pay everything, including your rental car use during the time that your car is being repaired. UNLESS the person that hit you is claiming innocence and there were no witnesses. Then you may have to pay the deductible if your insurance company can not get them to pay.


A drunk drive with full ins coverage hit my parked car and the police arrested him on site I don't have collision on my car so will the drunk drivers ins have to pay for the repairs on my car?

no, the person driving the car will be 100% responsible. i had that happen to me in the states and his auto ins didn't cover someone intoxicated, but he still had to pay, through court.


If you hit a parked car and the damage is over your deductible how does that work?

If you hit a parked car, the deductible applies to your vehicle, not the parked car. The other vehicle is covered by your liability coverage and there is no deductible attached. You pay the deductible on the repairs to your vehicle, usually to the shop after the work is completed, the insurance company handles the balance directly.


Can you be charged if you hit another car and kill the person with manslaughter?

Possibly. It depends on the circumstances. If you were driving drunk, then definitely yes.


Do you have to pay your deductible if you hit a deer in your vehicle?

You have to pay your deductible no matter what if your insurance company asks for it because that's the part you pay.