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Sure. It certainly frowned upon, because often if you don't repair the damages to a vehicle, further damages can occur (frame damage, for instance, can mess up a car pretty badly if driven on for a year after the accident). Your carrier will make a note of it to their underwriting department, and depending on the seriousness of the damages or whether or not you mitigated your damages (ie, didn't incur further damages), it could affect your policy.

But...at the time of the accident, if you were paying premiums for coverage on your car, your carrier is contractually obliged to take care of those damages. Just don't be surprised if they won't cover additional damages that resulted from not having the vehicle properly repaired right after the accident.

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Q: Can you still contact your full coverage insurance company to repair damages to your car if the accident occurred a year ago?
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