Yes, you can have your own auto insurance policy. If you are a minor though, you will need your legal gaurdian to countersign your application for insurance coverage.
If you are under 18, yes.
A 16-year-old is not legally able to contract with the insurance company unless he has been emancipated. Which leaves him to work with his parents or another adult to acquire the insurance.
No. Vehicles are covered under an Auto Insurance Policy, Not a Home Insurance Policy.
No, Homeowners insurance does not cover damages to your automobile. Your home insurance policy is property insurance for the specified structures and real property listed on the policy. Cars are not listed as covered property on your home insurance policy, that's what auto insurance is for.
Of course not. Auto insurance has to cover your car and home insurance covers your home. Damage to you car is always covered under an auto policy. It is specifically excluded under your homeowner's rental policy.
No, you can't combine home and auto loans
Because watercraft is usually covered by your home or renter's insurance. The trailer can either be included on your home insurance or on your auto insurance but you must have the trailer listed on your auto policy in order for it to be covered there.
No, Home insurance does not provide coverage for automobiles, it does not matter who the automobile belongs too. That's what auto insurance is for. Damage to an automobile would be covered under the vehicle owners auto insurance policy.
The one who has custody of the child. If the child stays at the other parents home part of the time and drives their vehicles then the child must also be listed as a driver on that parents policy.
if you are listed as a driver on their policy, you are covered
It depends on what caused the damage to the bricks. Did a car run into your brick home, Then the drivers Auto Insurance policy should cover it. Did a storm blow out your bricks, Then your home owners policy would cover it if you have wind storm coverage. If your home is just old and the bricks are crumbling due to age or lack of maintenance, then they may not be covered on your home owners insurance policy. Home owners Insurance, just like auto insurance does not provide coverage for normal wear and tear or for normal maintenence issues.
Most likely no, but still check your specific policy and the rules in the state you live in.